ATHULA JAYAWEERA

Work History

Seylan Bank PLC

11.2017 - 05.2024

Company Overview: SME Hub
Website not provided
Assessing creditworthiness by evaluating the financial status and repayment capacity of potential borrowers
Identifying and mitigating risks associated with lending activities to ensure the bank's financial stability
Addressing discrepancies or conflicts related to legal obligations, valuation discrepancies, or follow-up procedures with relevant departments to ensure compliance and smooth lending processes
Monitoring loan portfolios by regularly reviewing loan accounts to track repayment performance and identify potential issues
Analyzing financial statements, credit reports, and other relevant data to determine loan eligibility and terms
Compiling and submitting comprehensive minutes or reports to management periodically, summarizing key credit administration activities, decisions, and outcomes for review and strategic planning
Formulating and implementing policies and procedures to guide lending decisions and ensure compliance with regulations
Providing regular reports and updates to senior management on the bank's credit portfolio performance and any emerging trends or risks
SME Hub East was awarded the Best SME Hub for the year 2023 at the Retail Banking awards held on 5th April ‘24
SME Hub
Website not provided

Seylan Bank PLC

Ingiriya

08.2013 - 11.2017

Company Overview: Head office – Sri Lanka
Website not provided
Supervising and managing all aspects of the branch's daily operations, including customer service, transactions, and staff performance
Building strong relationships with customers to understand their financial needs and provide better solutions
Monitoring and managing the branch's financial performance, including revenue, expenses, and profitability
Addressing customer concerns, resolving issues, and handling escalated situations effectively to maintain positive customer experiences
Head office – Sri Lanka
Website not provided

Seylan Bank PLC

07.2005 - 08.2015

Company Overview: Head office – Sri Lanka
Website not provided
Building a client base of more than 17 Branches customer relationships, far exceeding account development and client retention goals and generating solid revenue growth
Evaluating credit proposals submitted by corporate clients, considering factors such as business plans, financial projections, and industry trends
Ensuring efficient and timely disbursement of approved credit proposals to borrowers, coordinating with internal departments and external stakeholders as necessary
Negotiating credit terms and conditions with corporate clients to optimize loan structures and mitigate risks
Conducting credit analysis on existing and prospective corporate clients to evaluate creditworthiness
Addressing customer concerns, resolving issues, and handling escalated situations effectively to maintain positive customer experiences
Ensuring seamless integration and support for corporate credit operations by substantiating that the information system strategy for the business aligns effectively with the requirements of management
Head office – Sri Lanka
Website not provided

Seylan Bank PLC

10.2001 - 07.2005

Seylan Bank PLC

09.1997 - 10.2001

Seylan Bank PLC

05.1994 - 08.1997