Carl Burger

SAFRISK (PTY) Ltd

Owner

SHEQ and Risk Management Consulting Services

Our Services are tailor made for clients requiring assistance in certain fields of expertise or where there is a problematic area within their safety system. This service includes:

Ø Site visits.

Ø Auditing, reporting and making recommendations.

· Risk Assessments & Audits – OHASA legislated

· Occupational Health & Safety System Design

· Legal Compliance Auditing

· Incident/Accident Investigation

· Company Written Safe Work procedures

· Training Course Development

· Safety, Lifting, Fire Equipment Inspections

· Fall Protection Plan (Audits & Assessments – Construction Industry Regulation)

· Fire Evacuation Systems

The client is then required to implement the corrective action AND or SAF-RISK can manage/monitor the system with weekly visits.

SAF-RISK offers practical and achievable health and safety solutions to suit your organization. We will provide guidance and resources and work with you to ensure that you fully benefit from our team.

• Conducted safety meetings to improve internal safety processes.
• Established best practices in workplace safety and environmental quality programs with corrective action plans.
• Investigated workplace accidents and injuries to determine root causes.
• Implemented procedures and practices for site employees to protect workers.
• Utilized statistical analysis to improve awareness, change behavior and drive continuous program improvement.
• Coached employees and contractors to engage.
• Inspected or evaluated workplace environments, equipment or practices to verify compliance with safety standards and government regulations.
• Trained new employees in proper safety procedures to minimize accidents with proper behaviors.
• Conducted safety training or education programs to demonstrate use of safety equipment.
• Maintained and updated emergency response plans or procedures.
• Inspected specified areas to verify presence of fire prevention equipment, safety equipment and first-aid supplies.
• Participated in business safety committee meetings and health and safety audits.
• Recommended methods to reduce ongoing hazards with improved methods, processes and materials.
• Analyzed incident data to identify trends in injuries, illnesses and accidents.
• Determined root causes of accidents via in-depth investigations and identified potential prevention strategies to mitigate future risk.
• Wrote technical reports, data entry and queries into various safety and health databases.
• Supported health and safety technicians aligned to facility by providing guidance, coaching and direction.
• Led teams of risk management and operational personnel in development of hazard analyses and risk assessments.
• Developed and created materials for new employee health and safety orientations.
• Ordered suspension of activities posing threats to workers' health or safety.
• Coordinated right-to-know programs regarding hazardous chemicals or other substances.
• Investigated adequacy of ventilation, exhaust equipment or lighting potentially affecting employee health and performance.
• Collaborated with engineers or physicians to institute control or remedial measures for hazardous or potentially hazardous conditions or equipment.
• Surveyed techniques used in transportation regarding use and storage of chemical agents and toxic materials.
• Developed noise surveys, continuous atmosphere monitoring and ventilation surveys.
• Collected samples of dust, gases and other potentially toxic materials for analysis.

• Overview
• Fabrication Company; specialising in the fabrication of pipes for the fuel industry
• Key Tasks/Responsibilities
• Managing OHS (Engen Refinery)
• Health and Safety Management
• Staff Management (Safety Reps, Fire watch personnel)
• Safety file development specific to project specifications
• Implementation, control and manage the safety management program for all active jobs on the Engen refinery and bayhead refinery area
• Safety Audits
• Site visits to monitor safety behavior
• Incident/accident reporting
• Both internal and external safety meetings
• Inspected or evaluated workplace environments, equipment or practices to verify compliance with safety standards and government regulations.
• Trained new employees in proper safety procedures to minimize accidents with proper behaviors.
• Inspected specified areas to verify presence of fire prevention equipment, safety equipment and first-aid supplies.
• Participated in business safety committee meetings and health and safety audits.
• Recommended methods to reduce ongoing hazards with improved methods, processes and materials.
• Analyzed incident data to identify trends in injuries, illnesses and accidents.
• Determined root causes of accidents via in-depth investigations and identified potential prevention strategies to mitigate future risk.
• Led teams of risk management and operational personnel in development of hazard analyses and risk assessments.
• Ordered suspension of activities posing threats to workers' health or safety.

• Overview
• Safety Officer Certificate – Action Training
• Level 2 award in Supervising staff safely British Safety Council
• To facilitate & support the effective identification, assessment, monitoring, management & reporting of past, present & potential Risk
• Implementing, updating, reviewing all relevant policies and procedures
• Quality Control in line with ISO 9000; COLTO and SABS Standards
• Health and Safety Management (OHS Act)
• Staff Management
• Safety file development specific to project specifications
• Implementation, control and manage the safety management program for all active construction sites – between 4-12 construction sites at any given time
• Safety training
• Safety Audits
• Site visits to monitor safety behavior
• Incident/accident reporting
• Both internal and external safety meetings
• Budget control
• Management of PPE, visiting suppliers etc
• Manage the Soil Density testing for all sites
• Need to be aware and have knowledge of all related legislations, municipal by laws etc
• Key Tasks/Responsibilities
• Duties Input / Output
• Management Structure - Report to CEO / Directors
• HSE Risk Management - HSE Risk assessments
• Safety Risk assessments
• HSE System development
• HSE System Implementation
• HSE Standards development
• HSE Standards Implementation
• HSE System Audits
• Safety Inspections
• Training and Awareness - Development of training needs analysis
• In-House training and awareness
• Induction Training
• Attend seminars
• Disaster Management - Contingency planning and disaster management
• Emergency planning
• Incident management
• Incident reporting, assessment & statistics
• Incident trend
• Crises Management
• Emergency Evacuation drills
• Occupational Health - Health Risk assessment
• OH System
• OH Standards
• Health education
• HIV Management
• Environmental Management - Impact assessment
• Environmental management system/standards
• To efficiently manage all resources to ensure optimum profitability is maintained
• Responsible for Health and Safety, processes and systems and to continually strive for improvement in partnership with customers, suppliers, staff and operations management
• Day to day Management of Safety staff, prioritising and maximising labour efficiency based on daily work mix, and long-term capability development
• Overall operating efficiency
• Involved with all aspects of New Construction, design & product development to ensure standards are met
• Assist with Safety shutdowns and start-ups
• Effective liaison with planning, maintenance and management teams to ensure workflow efficiency
• To ensure all aspects of plant maintenance is maintained in a manner which allows safe & efficient production of quality products in a safe workplace environment
• To oversee all aspects of planning, documentation systems to ensure customer requirements are met
• In terms of Health and Safety
• To be responsive to environmental issues & to ensure all processes and disposal systems are maintained within all applicable rules & regulations
• To ensure that all company risk & environmental standards are, where applicable, complied with and that all staff are trained in the requirements of these standards
• Development systems and practices and their documentation and to actively promote and ensure an environment exists which encourages staff in all areas
• Drive a culture of awareness and performance to achieve organisational health and safety goals.
• Inspected or evaluated workplace environments, equipment or practices to verify compliance with safety standards and government regulations.
• Trained new employees in proper safety procedures to minimize accidents with proper behaviors.
• Conducted safety training or education programs to demonstrate use of safety equipment.
• Maintained and updated emergency response plans or procedures.
• Inspected specified areas to verify presence of fire prevention equipment, safety equipment and first-aid supplies.
• Participated in business safety committee meetings and health and safety audits.
• Recommended methods to reduce ongoing hazards with improved methods, processes and materials.
• Analyzed incident data to identify trends in injuries, illnesses and accidents.
• Determined root causes of accidents via in-depth investigations and identified potential prevention strategies to mitigate future risk.
• Wrote technical reports, data entry and queries into various safety and health databases.
• Supported health and safety technicians aligned to facility by providing guidance, coaching and direction.
• Led teams of risk management and operational personnel in development of hazard analyses and risk assessments.
• Developed and created materials for new employee health and safety orientations.
• Ordered suspension of activities posing threats to workers' health or safety.
• Coordinated right-to-know programs regarding hazardous chemicals or other substances.
• Investigated adequacy of ventilation, exhaust equipment or lighting potentially affecting employee health and performance.
• Collaborated with engineers or physicians to institute control or remedial measures for hazardous or potentially hazardous conditions or equipment.
• Surveyed techniques used in transportation regarding use and storage of chemical agents and toxic materials.
• Developed noise surveys, continuous atmosphere monitoring and ventilation surveys.
• Collected samples of dust, gases and other potentially toxic materials for analysis.
• Conducted tests on product samples and recorded results.
• Conducted frequent quality and compliance reviews of production work.
• Conducted frequent quality and compliance reviews of production work.
• Compared samples to standards and specifications by performing detailed measurements and tests.
• Implemented quality control objectives to resolve production issues, optimize product reliability and reduce costs.
• Noted results and entered data into documentation,
• Monitored daily performance of production team to identify and address issues affecting quality product output.
• Compiled inspection and test data in reports to document compliance with or deviations from strict quality standards.
• Monitored and upheld safe operating procedures and clean area mandates to meet regulatory requirements.
• Provided lab staff with samples for testing to check quality and safety of finished products.
• Performed visual inspections of finished products.
• Identified quality problems and recommended solutions.
• Calibrated, validated or maintained laboratory equipment.
• Trained employees in proper equipment use and product testing procedures.
• Completed data capture forms, equipment logbooks or inventory forms to support testing procedures.
• Monitored testing procedures to meet established item specifications, standard test methods or protocols.
• Received and inspected raw materials.
• Investigated or reported questionable test results.
• Participated in technical trainings and workshops to improve skills set and boost overall knowledge.
• Interpreted test results, compared to specifications and control limits and recommended data for release.
• Set up automation frameworks, tools and methodology to assist future users and streamline automation.
• Compiled data on quality issues and vulnerabilities and reported findings with suggestions for improvement.
• Maintained detailed recordkeeping and updated project documentation to compile reports.
• Worked with off-site teams to complete timely tests and facilitate smooth product releases.
• Tested functionality, performance and compliance of each product against design specifications to maintain strong development standards and high customer satisfaction.

• Overview
• Managing the Financial needs of selected clients including Investments, Life policies, Tax compliance, Pension funds
• Key Tasks/Responsibilities
• Sourcing new Clients
• Managing existing client base
• Building up an asset base
• Compiling a needs analysis to identify the client’s needs and to offer the correct solution
• Holistic approach to be taken when dealing with the clients
• Managing the administration of documentation and policies
• Reviewed capital projects for financial soundness and compliance with internal policies.
• Verified compliance and financial feasibility with clients
• Met with clients to facilitate budget management and financial guidance.
• Supported client with financial analysis, budget management and operational cost control.
• Answered clients' questions regarding details of financial plans and strategies and explained data in easy-to-understand terms.
• Consulted with clients to assess and meet short- and long-term financial goal.
• Advised customers on advantages and disadvantages of different product decisions in alignment with individual needs.
• Developed and expanded financial planning relationships with customers through loyal and dedicated service.
• Interviewed clients to determine income, expenses, financial objectives and risk tolerance in order to develop successful financial plans.
• Provided ethical, objective and holistic financial planning advice to clients.
• Explained advantages and disadvantages of available financial products to customers to maximize satisfaction.
• Offered diversified set of solutions and full scope of investment products and services to meet clients' best interests.
• Developed and deepened relationships with new and existing clients to advance progress and improve business.
• Facilitated client meetings with comprehensive investment strategy planning.
• Increased assets under management by offering investment and insurance solutions to clients.
• Analyzed wills, insurance policies and corporate contracts for potential financial risks and opportunities for improvement.
• Advised customers on financial investment options and capital expenditures.
• Promoted business to increase customer base and grow revenue.
• Grew assets under management through referrals and new business opportunities.
• Assisted clients with planning for and funding retirements using mutual funds and other strategies.
• Evaluated investment materials to develop financial recommendations, fulfill customer needs and predict favorable investments.
• Provided recommendations for education funding, estate planning and insurance gap analysis.
• Evaluated earnings performance to provide clients with in-depth ratings.
• Addressed non-compliance issues by requesting additional information from client and updating remediation records.
• Advised on investment portfolios with 401k, pension and tax-sheltered annuity products.

• We inspected new and existing homes for any defects i.e.dump problems; roofing problems; storm water management,cracking etc
• Key Tasks/Responsibilities:
• We also offered a Quality control service for those wanting to build their own house and a snagging service for newly built buildings/homes
• Once the inspections where completed we would also suggest the best way to fix any problems and the costs thereof
• Other functions included: Marketing, Advertising, Budgeting, Costing, Client service etc
• Knowledge of body corporate and various legislations was needed in order to advise on any legal issues, responsibility on any defects.
• Boosted business with successful marketing strategies and customer appreciation events.
• Handled day-to-day business issues expertly to maintain efficient, successful operations.
• Maintained accurate accounts detailing revenue, expenses and payments to corporate office.
• Built new business under the Inspect a Home brand.
• Determined pricing for products or services based on costs and competition.
• Managed operations budgeting, accounts payable and accounts receivable and payroll.
• Reconciled daily sales, prepared bank deposits and assessed financial transaction reports.
• Promoted business on social media platforms to maximize brand identity and generate revenue.
• Set pricing structures according to market analytics and emerging trends.
• Resolved issues quickly through meticulous research and quick decision-making.
• Conferred with customers to understand needs and finalize purchase orders.
• Kept up-to-date on regulatory changes affecting business operations.
• Improved company's quality and productivity by streamlining systems and processes.

• Addressed problems quickly and reported clear information while working under minimal supervision.
• Resolved client issues by delivering excellent customer service and maintaining positive attitude.
• Resolved customer issues efficiently to build loyalty.
• Learned company processes, procedures and employee role functions.
• Enhanced leadership abilities through training and hands-on task completion.
• Acquired business and management skills through various resources to update proficiency.
• Supported staff training, development and evaluation.
• Maintained inventories through spot checks, complete physical inventory and reordering.
• Completed special projects under manager guidance.
• Liaised with management to learn and align company's strategies and values.
• Utilized technology to engage customers. identify needs and present solutions.
• Audited department processes to identify areas for improvement.
• Resolved customer inquiries and complaints requiring management-level escalation.
• Remained calm and professional in stressful circumstances and effectively diffused tense situations.
• Reviewed completed work to verify consistency, quality and conformance.
• Organized team activities to build camaraderie and foster pleasant workplace culture.
• Updated customer accounts and processed payments.
• Maintained operational compliance with regulatory guidelines and established company policies.
• Set and directed clear policies for customers and employees.
• Developed accurate and effective solutions by completing in-depth research of issues.
• Provided information on credit terms and conditions.
• Received information about disputes and responded to incidents calmly to develop effective resolutions.
• Evaluated creditworthiness and current situation of each customer.
• Checked on payments and convey options by reaching out to customers using various means.
• Assessed customer compliance with repayment schedule by reviewing account details.
• Maximized department performance by training and mentoring new staff.
• Recommended approval or disapproval of different loan types based on established criteria.
• Collected and checked borrower income, credit history and employment information.
• Prepared and submitted loan applications to underwriters.
• Analyzed and prepared existing borrower reports and reviews to track repayments and compliance with loan agreements.
• Followed banking requirements and government lending regulations.
• Examined collateral to establish market value and assessed repayment capacity using secondary revenue sources before loan approval.
• Assessed property appraisals, title histories and insurance information.
• Led, structured and negotiated complex credit transactions and documentation to mitigate risk.
• Cultivated and maintained comprehensive industry knowledge to assess risk solutions and maximize returns.
• Trained rookie credit staff in application processing, credit analysis and loan disbursement to detect and curb fraud.

• Wrote, maintained, distributed and updated operational risk procedural manuals, job aids and tools.
• Assigned corrective action target dates for identified risks and verified timely completion and implementation to comply with regulatory requirements.
• Performed in-depth and comprehensive gap analyses to determine root cause of process gaps and regulatory compliance failures.
• Escalated identified risk issues, challenges and trends to senior management and delivered risk-related documents for audit and regulatory exams.
• Collaborated with compliance and legal departments for overall updates and verified unified approach to risk management and mitigation.
• Trained project and management personnel to identify and mitigate risk via in-person training sessions and captured material for ongoing reference.
• Developed and led risk assessment projects to assess compliance with regulatory requirements, industry standards and operating procedures.
• Monitored and credibly challenged first-line business units that conducted potentially risky operations and scrutinized risk decisions made.
• Initiated management action if required to strengthen risk mitigation controls or align residual risk with corporate risk tolerances.
• Monitored established risk controls, reported results and recommended action to senior management.
• Prepared operational risk reports, presented and distributed to project and management staff, solicited feedback and verified executive buy-in.
• Implemented corporate risk program by administering assessments, analyzing results and proposing and tracking risk treatment plans.
• Reviewed risk management database reports for compliance and fraud prevention.
• Reported findings on risk exposures to senior executives and board of directors.
• Maintained risk identification programs to reduce potential losses from workers' compensation and general liability insurance issues.
• Analyzed reporting strategies and data to create educational programs.
• Designed programs and protocols to control company loss and minimize adverse financial impact.
• Implemented loss control measures to protect workers and mitigate workplace hazards.
• Participated in division safety and security meetings and joint safety task force meetings.
• Collaborated with law enforcement officials for physical security breaches, safety emergencies and fraud cases.
• Constructed periodic surveys and inspections to comply with regulatory committees.

• Movable Deals
• Quality Assurance Function
• Insuring that all movable deals are legally compliant and that they comply with both the Credit policy and company Policy, before being filed into the strong room
• All security documentation are in place, security documentation is legally correct, mandates are adhered too, computer system is kept updated, exposures are correct on the system
• Outstanding loan securities are followed up, stats on number of deals and number of outstanding securities
• Identified errors and suggested appropriate edits.
• Utilized document control database system to allow for better tracking and revision identification.
• Evaluated various forms of documentation and reports for accuracy and completeness, identified deficiencies and advised on appropriate corrective measures to improve information details or processes.
• Quality control on all deals, management of deals being scanned on the electronic filing system
• Management of staff, expense management
• Corporate –
• Organized, maintained and safeguarded files and databases.
• Reviewed contracts to determine documentation required for each application.

• Work closely with Internal Audit
• The Inspection of deals to Insure that they are legally compliant as per Credit Policy
• All checks and balances are adhered too by the branch as per Company Policy
• To insure that policy has been adhered too in terms of the petty cash and branch cheque book
• External cash flow Audit on the Originators
• System Audits – correct mandates are in the system
• Corporate – Compliance and Risk Division
• Performed audits of operational and financial areas to check compliance.
• Gathered banking transactions via statements, recorded activity in Excel format and reconciled balances.
• Maintained accurate accounts for cash, fixed assets and other transactions.
• Supported efficient accounting operations with high-quality administrative support.
• Collaborated with external partners to complete audits.
• Diminished financial discrepancies and accurately reconciled accounts using detailed data analysis results.
• Delivered superior level of customer service to small business clients.
• Designed internal control policies to improve audit scores.

• Provided timely actuals, forecast and budget data for IT and corporate management.
• Oversaw financial reporting, accounts payable and receivable, asset coordination, account management and budgets.
• Coordinated timely collections with appropriate project managers and customers to manage cash flow.
• Established controls and reporting systems to optimize governance structure.
• Quality Assurance Function.
• Controlled revenue collection systems to maintain information quality and integrity.
• Analyzed competitors and market trends to facilitate business growth.