Summary
Overview
Work History
Education
Skills
Accomplishments
References
Timeline
Generic

Crystal Burbery

Lower Hutt,Wellington

Summary

I am a focused, highly analytical, and highly organised professional with extensive experience in compliance and operational excellence looking for the next step in my regulatory career. I am proficient in reviewing licensee policies, processes and procedures and have expertise in both compliance and the end-to-end operational cycle of financial products. I have experience in compliance assurance and oversight, project management, and risk management. I have a strong history of delivering effective leadership and training to support staff knowledge and competency. I am a self-motivated and customer focused individual with high energy, initiative, and focus. I am open and flexible to learning new concepts, systems and processes and do so quickly. I have experience implementing new legislation and building frameworks to support the delivery of core business activities in line with legislation. I work well under pressure and thrive in a busy environment with the ability to proactively manage a diverse workload both independently and as part of a team to ensure organisational objectives are met.

Overview

6
6
years of professional experience

Work History

Senior Adviser, Financial Advice

Financial Markets Authority
08.2022 - Current
  • Lead the Financial Advice Monitoring Programme Group
  • Provide guidance and proposed monitoring strategies to Head of Financial Advice
  • Lead and support monitoring reviews of market participants
  • Supervise remediation for substantiated misconduct
  • Provide training and subject matter expertise to the wider FMA on Financial Advice Monitoring Framework
  • Financial Advice Representative on the working group tasked with planning and delivery of FMA wide revised supervisory approach
  • Provide subject matter expertise on Monitoring Automation projects
  • Develop and deliver market presentations aimed at key external stakeholders
  • Team coaching and support
  • Plan and produce guidance and information sheets
  • Assess misconduct cases received on market participants
  • Conduct Qualitative Risk View assessments on market participants to support a risk-based, intelligence led approach to monitoring.

Adviser, Financial Advice

Financial Markets Authority
01.2022 - 08.2022
  • Engage with market participants to increase understanding of regulated entities, gain industry insights, and build and maintain relationships
  • Provide subject matter expertise to the Financial Advice and Licensing teams on Interposed Persons arrangements
  • Undertake monitoring of market participants
  • Assess misconduct cases received on market participants
  • Conduct Qualitative Risk View assessments on market participants to support a risk-based, intelligence led approach to monitoring.

Business Systems and Compliance Coordinator

DM Consult Mortgages and Insurance
05.2021 - 10.2021
  • Support team to ensure compliance with the relevant Financial Markets Conduct legislation
  • Manage Financial Advice Provider application through the Financial Markets Authority
  • Assurance of Financial Adviser files and providing feedback for compliance
  • Write and maintain Company handbook, policies, and procedures
  • Create and maintain Compliance Assurance Programme and key business registers
  • Director support.

Lending Operations Representative (Business Banking)

Kiwibank
07.2020 - 05.2021
  • Daily resourcing and planning based on resource, volumes, trends and targets
  • Process Improvements to core business tasks
  • Planning and implementation of coaching plans
  • Understanding, reporting on, and management of operational and compliance risk
  • Coaching and mentoring colleagues
  • Building and maintaining effective relationships with key stakeholders
  • Assist Relationship Managers and Credit Analysts with technical or system Implementation of the end-to-end lending operations tasks from Kiwi Asset Finance Limited into Kiwibank.

Lending Operations Representative (Securities)

Kiwibank
07.2019 - 07.2020
  • Complete credit assessments for security releases and lending restructures to ensure lending changes met customers' needs and affordability, Bank policy, and fit responsible lending practice
  • Process discharge of mortgages, lending reduction and restructures
  • Apply my understanding of Legal entities and lending structures to ensure good outcomes were achieved for the customer and the Bank
  • Communicating with customers and Solicitors about their requests
  • Auditing home loan documents for Covered Bonds Scheme
  • Coaching team members.

Direct Lending Representative

Kiwibank
11.2018 - 06.2019
  • Complete credit assessments for new lending to ensure lending changes met customers' needs and affordability, Bank policy, and fit responsible lending practice
  • Complete customer compliance requirements such as Automatic Exchange of Information and complete Customer Due Diligence to comply with the Anti Money Laundering Act
  • Preparing applications for settlement and loading this into our systems.

Lending Operations Representative (Documentation)

Kiwibank
06.2017 - 11.2018
  • Check information provided by lenders for accuracy and compliance before completing documentation
  • Load applicants, accounts, and security into our core Banking systems and prepare applications for settlement
  • Retail and Business Banking account maintenance and home loan restructures
  • Inbox Management.

Education

Skills

  • Regulatory Compliance
  • Outcome Focused
  • Time Management and Organisation
  • Process and Detail Orientated
  • Relationship Development & Management
  • Decision-making
  • Results driven
  • Collaborative
  • Adaptable
  • Team Player
  • Team Coaching
  • Organization and Time Management
  • Critical Thinking
  • Dependable and Responsible
  • Strategic planning advice
  • Financial markets

Accomplishments

  • Received the FMA Exco award for proactiveness in helping the team work and scoping a monitoring engagement.
  • Received Financial Advice Certificate of Leadership award for development and implementation of Financial Advice Provider monitoring framework.
  • Successfully implemented team training to increase capability and support key strategic outcomes.
  • Successfully created and implemented business policies and procedures and obtained full Financial Advice Provider licence for dm consult mortgages + insurance.
  • Created highly effective asset finance process that significantly impacted efficiency, reduced business risk, and improved operations.
  • Migration and refinement of Kiwi Asset Finance Limited into Kiwibank which reduced the Operational team from four to one and a half full time employees.
  • Integration and implementation of new workflow tools, Visual Task Boards and Service Now across Lending Operations Business Banking function within Kiwibank.

References

References available on request

Timeline

Senior Adviser, Financial Advice

Financial Markets Authority
08.2022 - Current

Adviser, Financial Advice

Financial Markets Authority
01.2022 - 08.2022

Business Systems and Compliance Coordinator

DM Consult Mortgages and Insurance
05.2021 - 10.2021

Lending Operations Representative (Business Banking)

Kiwibank
07.2020 - 05.2021

Lending Operations Representative (Securities)

Kiwibank
07.2019 - 07.2020

Direct Lending Representative

Kiwibank
11.2018 - 06.2019

Lending Operations Representative (Documentation)

Kiwibank
06.2017 - 11.2018

Crystal Burbery