Dharam Chourey
Mount Roskill,Auckland NZ
Summary
- Business analyst with 10.5 years of experience in payments domain. (BFS)
- Excellent understanding of SWIFT MT Messages, ISO20022 MX Messages and Banking Payment Systems.
- In-depth domain knowledge in High Value payments, Cross border payments, FX, SWIFT, FED Payments and E2E Payment workflows.
- Extensive knowledge of Business analysis standards, stakeholder managements, processes, procedures and guidelines.
- In-depth knowledge of SDLC/STLC process in both methodologies like Waterfall and Agile.
- Proficient in client interaction, eliciting and specifying project requirements, impact analysis and documentation, giving trainings and demo.
- Strong knowledge and hands-on in Payment processing and payment processing engines like GPP and GFX
- Good presentation, communication, and leadership skills.
Payments:
- Hands on experience with MT to MX migration projects
- SEPA CT & DD (PAIN, PACS, CAMT), FED wire messages, FX, Book payment.
- Fraud/Compliance platform - NetReveal, LexisNexisBridger Insight XG
- Knowledge of International and Domestic Payments/ Schemes
- Excellent knowledge of end-to-end lifecycle of payments – initiation, processing, clearing and settlement
Cards:
- Worked on transaction processing, billing and settlement platforms like RS2 Bankworks and BPC Smartvista for entire paymentcycle.
- Merchant onboarding, register new customer, account, card and validation of clearing files
Overview
11
11
years of professional experience
1
1
Certification
Work History
Application Support Engineer
Westpac New Zealand LTD
12.2023 - Current
- Currently working as an Application support engineer within the Payments tribe, scope of the role is to understand the payments business requirements in GPP and support the payments business by improving the payments workflow and business rules.
- Analyzing GPP processes and workflows, identifying process improvements, documenting business configuration rules, and the testing and implementation of new business configuration rules into production - subject to approved change control and business sign-off.
- Analyze production issues to determine the required resolution.
- Liaise with business stakeholders and other technology support staff to assist in resolving production issues.
- Ensure all change documentation evidence is recorded, maintained, and adheres to WNZL IT Controls
Business Analyst
Aether Enterprise Applications LLP.
PUNE, MAHARASHTRA
01.2022 - 07.2023
- Product owner, in an agile environment using Scrum methodology
- Well versed in documenting requirements in the form of Agile User Stories and Acceptance Criteria and where appropriate, use more formal analysis techniques such as Use Case Diagrams and business process modeling experience of using agile analysis techniques, working closely with developers and testers, and using Agile tools
- Scrum project implementations, process, and resource management
- Involved in Sprint planning, Story sizing, Risk and Dependencies and capacity management
- Worked in latest Fusion GPP versions 4.6.21 to 4.6.24.
- Currently working as Business analyst in Fusion GPP in implementation and Product clearing development. Following are key activities.
- GPP FMXT: Product Clearing development for NZRTGS.
- GPP FMXT: Implementation for WPAC FMXT - NZRTGS
- Fusion GPP Product ISO20022 Clearing development for
- BAHTNET for Thailand,CHATS for Hongkong and MEPS+ Singapore.
Payments Analyst
BPC Banking Technologies.
Remote
10.2021 - 01.2022
- Taking up new projects and certifying product functionalities and flows for particular client for issuing or acquiring
- Setting up Visa and MC sims for different tests and creating test cases and executing them in JIRA.
Senior Software Engineer
Xoriant Solutions Pvt Ltd.
PUNE, MAHARASHTRA
12.2020 - 10.2021
- Taking up new requirements, enhancements and creating JIRA stories (SCRUM), basically certify particular product version as per clients need.
- Validating MOPs like FED, SWIFT and FX for different status in system for both outbound and inbound payments.
- Examine existing IT systems and business models, analyze systems requirements.
- Implement, configure, and test feasible solutions supporting GPP payment for banks by providing GFX components as interface layer
Associate
Cognizant Technology Solutions Pvt Ltd.
PUNE, MAHARASHTRA
04.2013 - 04.2020
- Worked for clients like JPMC, Barclays, BOI and ACI as a functional consultant.
- Have expertise on Fraud monitoring tool and payments cycle.
- Have thorough working knowledge of SEPA, BACS, SWIFT and Immediate payments and payments processors like GPP, GFX and ACI UPF.
- Worked as Prod support analyst and as test lead in various banking projects
Education
Bachelor of Engineering, Computer Science -
XoriantRajiv ProdyogikidVishwavidyalayadyalaya
Skills
- Test Management, Test Planning, Test Scenarios Identification
- Test Execution, Defect And Release Management
- HPALM, JIRA, CONFLUENCE
- SQL DEVELOPER, SOAP UI, POSTMAN
- Requirement gathering, Writing BRD, FRD, FS, Workshops
Certification
- Certified Tester Foundation Level (CTFL), ISTQB - International Software Testing qualifications Board, 07/2014
- Oracle Certified Professional, Java SE 6 Programmer, Oracle, 12/2013
- Certified Scrum Product Owner (CSPO), Scrum Alliance, 10/2022, https://bcert.me/ssaptnqjt
Timeline
Application Support Engineer
Westpac New Zealand LTD
12.2023 - Current
Business Analyst
Aether Enterprise Applications LLP.
01.2022 - 07.2023
Payments Analyst
BPC Banking Technologies.
10.2021 - 01.2022
Senior Software Engineer
Xoriant Solutions Pvt Ltd.
12.2020 - 10.2021
Associate
Cognizant Technology Solutions Pvt Ltd.
04.2013 - 04.2020
Bachelor of Engineering, Computer Science -
XoriantRajiv ProdyogikidVishwavidyalayadyalaya
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