DIVYA GOYAL
Auckland,AUK
Summary
Dynamic credit manager with proven expertise at ICICI Bank in loan sanctioning and credit analysis. Skilled in auditing and taxation, I excel in problem-solving and communication, ensuring accurate financial assessments. Successfully developed credit scoring models, enhancing risk prediction and decision-making processes. Committed to delivering exceptional customer service and driving financial success.
Overview
4
4
years of professional experience
Work History
ANG COMMUNICATIONS
Flatbush
02.2024 - 08.2024
- Managed daily office operations and maintained organized filing systems.
- Collaborated with team members to streamline administrative processes and improve efficiency.
- Entered data into spreadsheets using Microsoft Excel or other similar programs.
- Scheduled appointments and coordinated meetings for team members and clients.
BANKING- CREDIT MANAGER(RETAIL ASSETS)
ICICI BANK
07.2021 - 01.2023
- Assessing potential customers' creditworthiness
- Approving or rejecting loan requests, based on credibility and potential revenues and losses
- Experience in all retail assets.
- Creating credit scoring models to predict risks
AUDITING & TAXATION
Gagandeep Jugesh & Co.
06.2020 - 06.2021
- Preparation and Filing of income tax returns of all types of assessee including individuals, Sole proprietorships, private limited firms and educational trust.
- Practical Experience in the field of GST Return Filling.
- Assisted in documentation and hearing of tax appeals.
- Assisted in Statutory Audits of various entities and Conducted stock Audit
- Assisted in bank Audits.
- Finalized their financial statements
Education
CERTIFIED PUBLIC ACCOUNTANT - Business Accountancy
CPA AUSTRALIA
12-2023
CHARTERED ACCOUNTANT - Accounting
INSTITUTE OF CHARTERED ACCOUNTANTS OF INIDA
INDIA01-2020
BACHELOR OF COMMERCE -
Panjab University
INDIA01.2017
SECONDARY EDUCATION -
BCM ARYA MODEL SR SEC SCHOOL
INDIASkills
- Loan sanctioning and credit analysis
- Auditing and taxation
- Problem solving
- Computer literacy
- Project management tools
- Communication skills
- Office management
- Data entry
- Credit assessment
- Customer service
Personal Information
Title: Chartered Accountant
Affiliations
Volunteer- Family Store Assistant(South Auckland)
Timeline
ANG COMMUNICATIONS
02.2024 - 08.2024
BANKING- CREDIT MANAGER(RETAIL ASSETS)
ICICI BANK
07.2021 - 01.2023
AUDITING & TAXATION
Gagandeep Jugesh & Co.
06.2020 - 06.2021
CERTIFIED PUBLIC ACCOUNTANT - Business Accountancy
CPA AUSTRALIA
CHARTERED ACCOUNTANT - Accounting
INSTITUTE OF CHARTERED ACCOUNTANTS OF INIDA
BACHELOR OF COMMERCE -
Panjab University
SECONDARY EDUCATION -
BCM ARYA MODEL SR SEC SCHOOL