Gihan Soysa
24B Tomintoul Place, Highland Park ,Auckland 2010
Summary
Credit Risk Professional with over 10 years of progressive experience in corporate credit assessment, portfolio management, project financing, and structured lending. Proven ability to drive credit strategy and manage complex lending portfolios across Sri Lanka, Qatar, and the UK. Strong expertise in evaluating financial risk, structuring large-ticket credit deals, and ensuring compliance with Basel III and international regulatory standards. Adept at working with cross-functional teams and delivering business-focused financial solutions within dynamic banking environments.
Overview
10
10
years of professional experience
Work History
Assistant Credit Manager – Corporate Banking
Union Bank of Colombo
08.2024 - 01.2025
- Reviewed and approved corporate credit applications under delegated authority.
- Structured syndicated loans and project financing transactions.
- Assessed sector-specific risks and macroeconomic trends.
- Maintained a high-quality loan portfolio with minimal NPLs.
- Ensured compliance with CBSL, Basel III, and IFRS.
- Delivered feasibility studies and advisory reports.
- Collaborated with Legal and Trade Finance teams for end-to-end facility execution.
- Mentored credit analysts and facilitated cross-departmental knowledge sharing.
Credit Analyst
Nasser Bin Khaled Automobiles
09.2019 - 02.2024
- Conducted credit risk evaluations for SME and vehicle finance portfolios.
- Structured customized lending solutions for individual and business clients.
- Monitored portfolio performance and identified early risk indicators.
- Built strong client relationships and provided credit advisory support.
- Ensured AML/KYC compliance and maintained regulatory standards.
- Reduced NPLs through early interventions and recovery collaboration.
- Enhanced approval process by developing assessment models.
- Supported business growth through strategic credit initiatives.
Senior Credit Analyst – Corporate Banking
Commercial Bank of Qatar
11.2014 - 07.2019
- Assessed SME and corporate credit proposals for risk and viability.
- Collaborated with Relationship Managers to structure facilities.
- Conducted credit grading, covenant analysis, and cash flow reviews.
- Ensured alignment with QCB policies and bank procedures.
- Tracked client compliance and identified financial irregularities.
- Prepared monthly credit reports for senior leadership.
- Oversaw temporary overdraft and credit excess reports.
- Provided mentorship and training to junior credit staff.
Education
MBA - Risk Management
ICL Business Graduate School
Auckland, NZ01-2025
Diploma in Credit Management - Credit Risk Management
Sri Lanka Institute of Credit Management
02-2020
Credit Skills OMEGA - undefined
Commercial Bank of Qatar
01.2019
BA (Hons) Business Administration - undefined
University of Worcester
01.2017
Advanced Diploma & Diploma in Business Administration - undefined
NCC Education
01.2015
Skills
- Credit Analysis
- Risk Structuring
- Project Financing
- Syndicated Lending
- Portfolio Management
- SME Lending
- Financial Modelling
- Trade Finance
- Contract Financing
- Credit Underwriting
- Loan Workouts
- Compliance (AML/KYC)
- Basel III
- Financial Reporting
- Credit Advisory
- Cash Flow Assessment
Timeline
Assistant Credit Manager – Corporate Banking
Union Bank of Colombo
08.2024 - 01.2025
Credit Analyst
Nasser Bin Khaled Automobiles
09.2019 - 02.2024
Senior Credit Analyst – Corporate Banking
Commercial Bank of Qatar
11.2014 - 07.2019
Credit Skills OMEGA - undefined
Commercial Bank of Qatar
BA (Hons) Business Administration - undefined
University of Worcester
Advanced Diploma & Diploma in Business Administration - undefined
NCC Education
MBA - Risk Management
ICL Business Graduate School
Diploma in Credit Management - Credit Risk Management
Sri Lanka Institute of Credit Management
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