Reading, travel, boxing, and fitness
JANULA FERNANDO
Summary
Finance professional with experience across equity research, valuation, and client advisory. Strong analytical capability in financial modelling, investment analysis, and translating complex information into clear, client-focused insights. Demonstrated rigour through the CFA Institute Research Challenge and advisory experience within regulated environments.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Financial Advisor
Invicta Financial
02.2023 - 03.2025
- Provided client advisory services across personal insurance and investment solutions, including KiwiSaver and managed fund portfolios
- Performed financial analysis and product due diligence to support suitability assessments and recommendations
- Prepared client documentation in line with FMA regulatory requirements and internal compliance frameworks
- Supported client profiling and risk assessment to align recommendations with objectives and risk tolerance
- Independent financial advisory firm
Equity Research Analyst
CFA Institute Research Challenge
09.2025 - 11.2025
- Conducted end-to-end equity valuation on a listed infrastructure company under CFA Institute research standards
- Built integrated financial models incorporating forecasting, scenario analysis, and valuation outputs
- Analysed business fundamentals, capital expenditure programs, and long-term value drivers
- Presented investment conclusions to industry practitioners
- Lincoln University
Founder & Equity Analyst
Fern Financial
01.2023 - Current
- Conducted fundamental equity research and valuation on Asia-Pacific small-cap companies
- Applied structured value-investing and financial analysis frameworks to assess downside risk and valuation
- Produced internal investment memoranda and financial models to support disciplined decision-making
- Independent investment research initiative
Education
Master of Business Finance -
University of Lincoln
Bachelor of Science - Biological Sciences, Minor in Commerce
University of Canterbury
Skills
- Financial Modelling
- Valuation (DCF, comparables, scenario analysis)
- Equity Research & Fundamental Analysis
- Investment Analysis
- Risk Assessment & Client Profiling
- Market Research & Due Diligence
Certification
- Bloomberg & Capital IQ Pro
- Harvard CS50: AI with Python
- NZ Level 5 Certificate in Financial Services (Investment & Insurance)
Awards And Leadership
- Horticulture New Zealand Undergraduate Scholarship, 2023, Academic excellence & leadership
- Youth Group Leader, Our Lady of Victories, 2016-2020
- Student Volunteer Army, 2020-2023
Interests
Timeline
Equity Research Analyst
CFA Institute Research Challenge
09.2025 - 11.2025
Financial Advisor
Invicta Financial
02.2023 - 03.2025
Founder & Equity Analyst
Fern Financial
01.2023 - Current
Bachelor of Science - Biological Sciences, Minor in Commerce
University of Canterbury
Master of Business Finance -
University of Lincoln