Jibin Joy

• Evaluated credit applications by analyzing financial documents, credit reports, and customer profiles.
• Conducted background checks and ensured all KYC (Know Your Customer) documentation was accurate and complete.
• Processed loan applications and ensured timely disbursal of funds after necessary approvals.
• Maintained accurate records of customer documents and loan agreements.
• Coordinated with customers to gather required information and resolve queries related to credit applications.
• Provided status updates and guidance throughout the credit approval process.
• Ensured strict adherence to internal policies, financial regulations, and compliance standards.
• Prepared regular reports on credit operations, outstanding dues, and portfolio performance.
• Updated internal databases with new client information and credit decisions.
• Monitored repayment schedules and followed up with clients for due or overdue payments.
• Coordinated with the collections team for recovery of delinquent accounts.