Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Websites
Training
References
Timeline
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Jins Joseph

Hamilton,New Zealand

Summary

Experienced and highly motivated Commerce professional with a strong background in Banking, Business development, Customer service, compliance, credit lending, Leadership. Over the course of eight years in the banking sector, I have honed My skills in managing product portfolios,Credit Monitoring, Mortgage Adviser. Relationship Building, Networking, providing exceptional customer service, driving profitable volumes, and people managements. Recognized as a resourceful and consistent performer, my career is driven by qualities of resilience, passion, ownership, and accuracy. Proficient in various banking software, accounting tools, financial statements, and business applications, I am well-equipped to excel in a challenging role within the financial industry. I am eager to leverage my expertise and contribute significantly to the success of a dynamic financial organization.

Overview

10
10
years of professional experience
1
1
Certification

Work History

Retail Supervisor

Walond Ltd
07.2023 - Current
  • People Management, Team of 14 staffs
  • Provide excellent customer service through customer engagement, Customer complaint escalation, problem solving, product knowledge and advice
  • Office Management and Administration
  • Drive store sales performance, profitability and customer satisfaction through excellent customer service and sales techniques

Volunteer At Refugee Orientation Centre - Accounting Assistant

06.2023 - 11.2023

Branch Manager

The South Indian Bank
04.2021 - 05.2023
  • Managed branch having 8000 plus customer and 100 cr business branch, handling quality team of 7 members with daily work assignments and achieving branch target allotted by management
  • Identifying potential and future equipment finance, home loans, MSMS, Car Loan, Agri Loan and assessing the applicant eligibility and processing.
  • Promoting and Marketing the Branch and its Products
  • Meeting with customers and resolving any problems or complaints, Ensuring high level of customer service, Monitoring sales target
  • Proactively building customer relationship, Customer acquisition, lead generation and CRM expertise.
  • Investment Advisor, Life, Health,General Insurance, wealth Management, Mutual fund, Saving accounts, Deposits
  • Manage new client acquisition through market survey, referrals and networking and increase the customer base, Portfolio Management

Relationship Manager

The South Indian Bank
04.2018 - 03.2021
  • Specialized in relationship manager role, Dealing with Priority Customer
  • Investment Banking, Portfolio and Wealth management, Canvassing National Pension Scheme,
  • Mutual Fund , SIP canvasing and Managing
  • Preparing Credit lending proposals, Preparing Financials and Cash Flow statements
  • Monitored performance of existing loan portfolios to identify and address any issues.
  • Performed periodic reviews and Anti Money Laundering reports on merchants to comply with rules, regulations and KYC requirements.
  • Maintained customer satisfaction with forward-thinking strategies focused on addressing customer needs and resolving concerns.

CLERK

The South Indian Bank
02.2015 - 03.2018
  • Customer Support Representative for 2 years and part of implementation of IVR based Customer Care Centre
  • Managed over 60 customer calls per day, Inbound and outbound calls
  • Channel Support/Digital Products to Visa Card, Master Card, Rupay Card, internet Banking
  • Managed CRM database and maintained accurate records of interactions and opportunities.
  • Drove customer loyalty and consistent sales through friendly service and knowledgeable assistance
  • Head Casher, Currency conversion
  • Engaged in consultative selling, understanding client needs and providing tailored solutions for Banking Products

Education

MASTER OF COMMERCE, NZQA LEVEL 9 -

IGNOU Open University
04.2019

Skills

  • Willingness to learn and Willing to go extra mile
  • Adaptability and resilience
  • Creative Judgement
  • Inter Personnel Skills and Team Player
  • Working Under Pressure and Negotiation
  • Empathetic and Proactive communication Style
  • Task Delegation
  • Staff Training and Development
  • Customer Service Management
  • Handling Complaints

Certification

  • Pursuing Certificate in Financial Services (Level 5) version 2 (NZCFS Level 5 V2) NZ
  • Certificate in Customer Service &Banking Codes and Standards (IIBF)
  • XERO payroll Certified (NZ)
  • Junior Associate of The Indian Institute of The Bankers
  • Certificate Course in Foreign Exchange
  • Certificate Course in Digital Banking
  • Certificate Exam of Corporate Agents from Insurance Institute Of India.
  • Certificate Course in Anti Money Laundering and Know Your Customer
  • Diploma Course in Computer Application comprising the topics MS Office, Excel

Accomplishments


  • Minimized customer complaints and achieved KPI 96% customer satisfaction rating as a top performer in a customer service role.
  • Collaborated with team of 10 in the development of "Channel Support Team", new initiative by the bank, especially for the support to 900 branches for credit card, debit card, visa,master card, internet banking and mobile banking.
  • Played an integral role in a cross-functional team of 45 members, leading the seamless transition from traditional customer care to an advanced IVR-based system, resulting in enhanced customer interactions and streamlined service delivery.
  • Collaborated with a dynamic team of 22 professionals over the course of 1 year to spearhead the successful development and implementation of South Indian Bank's esteemed "Priority Banking" program, which swiftly transformed into a flagship initiative, garnering significant recognition within the organization
  • Consistently exceeded KPI scorecard targets by more than 100% for the past four years

Training

  • 21st National Mission for Capacity building of bankers for Financing MSME sector
  • National level webinar on Investment for future
  • UGC sponsored national seminar on 'Financial Sector Reforms'
  • 21 days residential training of trainers Programme in communicative English and Basic IT Skills(ASAP)

References

Available on request

Timeline

Retail Supervisor

Walond Ltd
07.2023 - Current

Volunteer At Refugee Orientation Centre - Accounting Assistant

06.2023 - 11.2023

Branch Manager

The South Indian Bank
04.2021 - 05.2023

Relationship Manager

The South Indian Bank
04.2018 - 03.2021

CLERK

The South Indian Bank
02.2015 - 03.2018

MASTER OF COMMERCE, NZQA LEVEL 9 -

IGNOU Open University
Jins Joseph