Summary
Overview
Work History
Education
Skills
Languages
References
Timeline
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Kaoura Theresa Kado

New Lynn,AUK

Summary

Multi-talented Credit Controller persistent and professional in pursuing resolutions with customers. Trustworthy and poised communicator with talent for achieving exceptional results with tough caseloads.

Overview

6
6
years of professional experience

Work History

Accounts Receivables / Credit Controller

Just Life Group
Penrose, Auckland
02.2024 - Current
  • Performed collections activities, including contacting delinquent customers by phone or letter.
  • Reviewed payment plans with customers to ensure timely repayment of debts.
  • Negotiated settlements with past due customers while protecting company interests.
  • Investigated customer queries related to invoices, payments, credits, and deductions.
  • Ensured compliance with applicable laws regarding debt collection practices.
  • Processed incoming payments accurately and efficiently.

Collection Officer / Asset Quality

Kontiki Finance Fiji LTD
Suva, Fiji
03.2022 - 12.2023
  • Conducted research to identify debtors and their contact information.
  • Maintained accurate records of collection activities in customer database.
  • Negotiated and monitored payment plans with customers in order to resolve outstanding debts.
  • Investigated customer accounts to ensure accuracy of balances due.
  • Performed skip-tracing activities to locate missing debtors or those who have moved without leaving forwarding addresses.
  • Communicated regularly with internal departments regarding changes in account status or other related matters.
  • Followed up on overdue accounts via telephone calls, emails, letters, or other means of communication.

Debt Recovery Officer

Recoveries Co-operation / RCL Services PTY
Suva, Fiji
03.2018 - 08.2021
  • Assessed customer financial situations to determine payment plans and repayment options.
  • Negotiated with customers to resolve overdue accounts in a timely manner.
  • Monitored debtor payments and updated records accordingly.
  • Investigated customer credit histories to identify potential risks and liabilities.
  • Maintained accurate records of all debt collection activities.
  • Advised customers on the best course of action to manage their debts effectively.
  • Provided guidance on how to avoid further financial difficulty in the future.
  • Remained calm, stayed professional and provided exceptional service on calls, even when interacting with difficult individuals.

Education

Diploma in Information Technology - Web Design

National Institute of Teachnology
Fiji
08-2008

Certificate in Information System - Computer Programming

Aptech Institute of Technology
Fiji
04-2007

Skills

  • Processing Payments
  • Negotiating Payment Plans
  • Debt Recovery
  • Account Updates
  • Recovering Debt
  • Due Diligence
  • Research Skills
  • Customer Relations

Languages

English
Professional
Fijian
Professional

References

References available upon request.

Timeline

Accounts Receivables / Credit Controller

Just Life Group
02.2024 - Current

Collection Officer / Asset Quality

Kontiki Finance Fiji LTD
03.2022 - 12.2023

Debt Recovery Officer

Recoveries Co-operation / RCL Services PTY
03.2018 - 08.2021

Diploma in Information Technology - Web Design

National Institute of Teachnology

Certificate in Information System - Computer Programming

Aptech Institute of Technology
Kaoura Theresa Kado