Kumar Wickramarachchi

Staff Reporting : Direct : Management 10.

Indirect 85

With extensive engagement and close oversight / supervision of overall Branch operations, Governance and Risk & Compliance , International &Treasury Operations, Corporate/Commercial business, Finance, Premises, Property, Administration, and Technology, amongst achievements in the Risk, Compliance & Governance;

· Had deep insight to and demonstrated successes in soliciting support and engagement of wider teams in implementing Risk & Compliance (R&C) Management Frameworks and their implementation,

· Exercised high level of vigilance and monitoring of AML/CFT regulations, KYC, CDD, EDD and familiarity with operational logistics.

With extensive engagement and close oversight / supervision of overall Branch operations,

· Practised strong advocacy in good Corporate Governance, Prudential Governance, Risk & Compliance Audit, Internal Controls and Security to achieve organization stability and soundness.

· Articulated and rolled out risk framework objectives and achievements to colleagues to solicit their support and engagement

· Worked closely with Central Bank of Solomon Islands Regulatory Compliance and Prudential Governance departments in implementation of recommendations and review thereof.

Among all other responsibilities, in the space of Risk & Compliance specific focus was on;

· Introduced and implemented Risk Management

Operating Framework within the Group Policy and

Guidelines and ensure adherence.

· Ensured Regulatory Obligations are fulfilled.

. Identified skill gaps ad arranged 1 on 1 and group

training and coaching sessions.

. Earned high scores in periodical audits from the regional

office.

Risk & Compliance Partner / Risk Manager for

· Treasury & Financial Markets Operations

· International Remittances, Payments & Cards

· International Trade Support.

• Coordinated ongoing efforts to strengthen risk culture and fine-tuned risk appetite for the above client teams.
• Developed Riak documentation (Risk & Control Registers evaluating risks, controls and respective risk ratings.
• Promoted everyone's engagement in Risk & Compliance space and ensured the practice of Incident reporting, investigation, remediation and review.
• Strengthened Risk & Compliance reporting mechanism, and made presentation to the Leadership team.
• Ensured Statutory obligations are fulfilled.
• Promoted risk based approach in operational processes and procedures.

Apart from the typical responsibilities of the role, specific focus was was on initial introduction strategies in Risk & Compliance space. Performed well, so I was hand-picked to Riak & Compliance team.

• Conducted initial meetings with the teams to launch Risk & Compliance initiatives.
• Conducted process analysis, documenting operational processes, identifying risks, risk assessment, risk ratings, controls and residual ratings.
• Compiled Risk & Control Registers as a pioneering exercise.
• Accomplished multiple tasks within established timeframes.

• Built relationship with Retail customers
• Ensured high level of Sales and Service in Asset product range (e.g. Home loans, Personal loans) Liability products (Investments, Deposits etc. Insurance.
• Initiatives in Account acquisition & Retention.
• Practised and promoted Quality customer service.
• Encouraged Team concept..

• Played an active role in creating/modifying syllabus and Course Outlines in accord with stated course objectives.
• Prepared Assignments and examinations.
• Evaluated exam scripts and student presentations.

• Reviewed and validated details of loan applications and closing documentation.
• Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
• Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.