Kurt Law

Responsibilities

• Enterprise RBNZ prudential advisory, with a focus on BS11 (Outsourcing), BS13 (Liquidity) and BS17 (OBR).
• Enterprise data privacy advisory, with a focus on providing SME input on building out enterprise data privacy practices.
• End-to-end management of all regulatory obligations including embedding obligations within the business, developing and testing associated controls and ongoing ad hoc advisory.
• Regulatory compliance investigations and regulatory reporting, with focus areas being prudential, privacy and CCCFA related.
• Report writing for and presentations to senior audiences, centred around risk and compliance performance within the Westpac business.
• Market Conduct SME advisory
• Delivering compliance centred learning material to the wider Westpac business.
• Risk profile assessments, with supporting recommendations enabling in scope risk classes to better perform in the business.
• Compliance team strategy leadership

Achievements

• Successfully lead Compliance team delivery of the CRO enterprise control review programme of work.
• Numerous internal recognition awards including 2 ‘stand out’ STARS awards.
• Successful delivery of obligations and controls uplift to move privacy programme from ‘red’
• Implementation of COI compliance monitoring programme and the development of associated KRIs.
• Uplifted the Compliance enterprise strategy, building out the maturity of the enterprise function.

Responsibilities

• Regulatory compliance advisory covering the RBNZs resilience policies - BS11 and BS17.
• Regulatory engagement, including directly with the RBNZ and RBNZ appointed auditors.
• Delivery enterprise training across all levels of the bank including to GMs.
• Contract drafting, analysis and third-party supplier engagement.
• RBNZ applications - delivery of MCO and other solutions

Achievements

• GM performance award
• 6 consecutive RBNZ audits passed all with ‘green’ rag ratings
• Successful delivery of the BS11 compliance programme from project to BAU
• The implementation of an inter-entity change navigation process.

Achievements

• Successfully prevented $250K+ in fraud each month
• Embedded strong scam prevention framework and approach that mitigated scam
• victimisations for hundreds of customers each month
• Contributed to 40+ suspicious activity reports sent to the Financial Intelligence Unit for
• AML/CFT typologies including potential lone actor terrorism, child exploitation, corruption,
• money laundering, and tax evasion
• Identified financial crime trends and shaped detection logics used to mitigate harm to the
• bank and its customers
• Winner of 4 Legends awards

Responsibilities

• Analysed hundreds of potentially fraudulent transactions on a daily basis, and liaised directly
• with customers and other analysts to prevent victimisation
• Collaboration with data analysts to inform fraud detection logics - including mule
• identification, point of compromise for card data leaks, money layering
• Monthly investigations of transactions of relevance to Suspicious Activity Reporting
• Formally coached new team members on technical systems, investigations, and risk
• parameters
• Collaborated with external banks and NZ Police to prevent financial crime related losses