Summary
Overview
Work History
Skills
Timeline
Generic

Lindsey Chadwick

Summary

Experienced Claims Manager specialising in Property and Special Risks across the Pacific Region, with a strong track record of leading high-performing teams. Currently responsible for a team of 10 complex examiners, delivering results in high-pressure environment. Known for a collaborative leadership style, strong motivation and the ability to drive operational excellence.

Overview

29
29
years of professional experience

Work History

Property & Specialty Risks Claims Manager

Property & Specialty Risks Claims Manager, Pacific
11.2024 - Current
  • Lead a team of 10 Complex Claims examiners dealing with Commercial Property, Business Interruption, Construction, Energy and Marine losses across New Zealand and Australia, including monthly meetings, bi and annual performance reviews
  • Provide support for technical referrals, especially on complex and large losses
  • Work closely with Major Loss Adjusters to support training of broader team
  • Training and liaised with Major Loss Examiners to provide more formalised and regular training sessions
  • Facilitate Roundtables with Regional Claims representatives to discuss complex claims or contentious denials
  • Responsible for formal onboarding of AIG vendor panel
  • Operational Risk Manager for NZ, working closely with Risk and Compliance team to identify risks within the claims team and reviewing/updating our Risk Heatmap for the AIG Board
  • Accountable for completing Open File Reviews for Examiners, creating improvement plans and rolling out training post audit
  • Work closely with Actuaries regarding identification of trends impacting indemnity and expense spends
  • Collaborated with Claims Ops Manager to Onboard 3 x MGA/DUA’s, including completion of Due Diligence, agreeing DUA threshold, and creation of Claims Handling Guidelines/Protocol
  • Created Claims Handling Protocol’s for several large clients

Property & Specialty Complex Claims Team Leader

Property & Specialty Complex Claims Team Leader, Australasia
09.2021 - 11.2024
  • Led a team of 10 Complex Claims examiners dealing with Commercial Property, Business Interruption, Construction, Energy and Marine losses across New Zealand and Australia
  • Provided support for technical training and liaised with Major Loss Examiners to provide more formalised and regular training sessions
  • Worked closely with Australian Colleagues to roll our Express Claims Management model and provided training and mentoring support
  • Utilised Roundtables within the team and broader stakeholders to discuss complex matters
  • Created and Maintained AIG Vendor Panel
  • Championed Operational Risk in NZ leading to role as NZ Claims Operational Risk Manager
  • Responsible for managing complaints and escalated issues
  • Accountable for completing Open File Reviews for Examiners, creating improvement plans and rolling out training post audit
  • Worked closely with Actuaries regarding identification of trends impacting indemnity and expense spends
  • Rolled out Desktop support and virtual Assessments with Key Loss Adjusting Partner

Property Special Risks Claims Team Leader

Property Special Risks Claims Team Leader
01.2018 - 09.2021
  • Responsible for Managing a small team of Complex Claims examiners dealing with Commercial Property, Business Interruption, Construction, Energy and Marine losses
  • Worked closely with local Underwriters on claim and policy issues and wording improvements/amendments
  • Responsible for managing complaints and escalated issues
  • Provided technical support, training and mentoring for the team
  • Worked closely with the NZ Claims Manager on risk and compliance matters and updates on work volumes
  • Accountable for completing Open File Reviews for Examiners, creating improvement plans and rolling out training post audit
  • Managed a portfolio of 100 claims up to NZD$1M
  • Worked closely with Business Analyst to identify trends and monitor work volumes

Complex Property & Energy Claims Examiner

AIG New Zealand – Complex Property & Energy Claims Examiner - Australasia
01.2014 - 01.2018
  • Responsible for Managing a portfolio of SME, Property, Energy & Business Interruption claims up to $1,000,000
  • Technical referral point for Australian Claims examiners managing New Zealand claims
  • Liaise with Major Loss examiners for high complex claims
  • Liaise with Loss Adjusters & Lawyer on policy issues
  • Mentoring and Payment Authorising for other Property & Energy claims examiners for claims exceeding their handling authority
  • Liaise with the Cluster Team Manager to arrange appropriate training from external providers
  • Manage relationships with Key NZ Brokers and Vendors

Complex Accident & Health Team Leader

AIG New Zealand – Complex Accident & Health Team Leader
01.2013 - 01.2014
  • Responsible for Managing a small team of Complex Claims examiners dealing with overseas medical emergencies, travel claims exceeding $25,000 and Disability claims involving technical referrals and authorising payments over and above authority levels
  • Liaised with 24 hour emergency team on service improvements and reporting
  • Liaised with local Underwriters on claim and policy issues and wording improvements/amendments
  • Responsible for managing complaints and escalated issues
  • Managed larger team in the absence of the Team Manager
  • Referral point for Unicare Student Scheme for technical issues relating to personal liability, sickness and injury claims
  • Responsible for reporting large loss claims, locally, regionally and globally
  • Implemented KPI’s and reviewing staff performance twice yearly along with monthly audits and feedback sessions

SME & Complex A&H Team Leader

Chartis New Zealand/AIG New Zealand – SME & Complex A&H Team Leader
01.2011 - 01.2013
  • Managed a mixed team handling all complex A&H claims exceeding $25,000 and all SME Property, Business Interruption & Casualty claims Including Christchurch Earthquake claims
  • This also involved involving technical referrals and authorising payments over and above authority levels
  • Managed a mixed portfolio of high complex A&H & SME claims
  • Responsible for monitoring and reporting EQ reserves and reporting on losses for both Lines of Business exceeding $100,000
  • Assisted Claims Team Manager with team strategy, liaising with Complaints authority and managing the larger team in absences
  • Implemented KPI’s and reviewing staff performance twice yearly along with monthly audits and feedback sessions

Complex Examiner

CHARTIS NEW ZEALAND – Complex Examiner, A & H and SME Property and Casualty
01.2010 - 01.2011
  • Managed all overseas medical emergency claims, Corporate Travel and small volume of complex SME Property & Casualty Claims
  • Responsible for reporting Large Loss claims to local Underwriters and Regional and Global Heads
  • Assisted Team Manager with Supervision duties during absences
  • Responsible for creating and maintaining catastrophe plans for the Accident & Health team and reporting on work volume
  • Coached and mentored new team members

New Zealand Claim Manager

INTERGLOBAL LTD – New Zealand Claim Manager
01.2008 - 01.2009
  • Responsible for managing a team of 16 Private Medical Claim staff including managing work expectation and personal performance
  • Responsible for technical referrals and large loss medical claims
  • Managed up to 16 staff including claim administration and medical claims assessors
  • Responsible for implementing KPI’s and reviewing staff performance twice yearly
  • Responsible for authorising payments over and above authority levels of medical claims assessors
  • Produced and presented reports on teams performance to the Executive Management team
  • Coached and mentored new trainees and implemented on-going training for all team members
  • Responsible for auditing assessors claims in line with company targets
  • Implemented restructure of New Zealand Claim Team to promote productivity
  • Responsible for implementing and monitoring Regional “First Touch” claims handling
  • Responsible for auditing South East Asia regional “First Touch” claims teams
  • In addition to the above, our New Zealand Operation was relocated to Singapore on 01 June 2009 resulting in the closure of the New Zealand office
  • In the months leading up to the relocation I was responsible for planning and implementing the movement of work to our Singapore office including the creation of a team structure and recruitment as well as management of the staff run-off in the New Zealand Office
  • I was offered the position of InterGlobal South East Asia Claim Manager, based in Singapore but declined the offer
  • However I have recently returned from a nine week secondment to the Singapore office to complete the work integration, operational procedure roll out and interviewing and employing the South East Asia Claims Manager

Claim Supervisor

INTERGLOBAL LTD – Claim Supervisor
01.2005 - 01.2008
  • Responsible for managing a team of between 5 – 16 staff including managing work expectation and personal performance
  • Responsible for technical referrals and large loss medical claims
  • Managed up to 16 staff
  • Responsible for reviewing staff performance twice yearly
  • Responsible for authorising payments over and above authority levels of medical claims assessors
  • Produced and presented reports on teams performance to the Executive Management team
  • Coached and mentored new trainees and implemented on-going training for all team members
  • Responsible for auditing assessors claims in line with company targets

Claims Team Manager

MOTOR INSURERS BUREAU – Claims Team Manager (UK)
01.2003 - 01.2005
  • Responsible for managing a team of 15 claims handlers including managing work expectation and personal performance
  • Managed 15 individuals with handling authorities up to 250,000.00 GPB
  • Formally reviewed handlers performance monthly and carried out appraisals twice yearly
  • Responsible for authorising cheques up to 500,000.00 GBP
  • Produced and presented report’s on team performance to the Executive Management Team
  • Coached new trainees and monitored progress through quarterly reviews
  • Responsible for auditing handlers work in line with company targets

Deputy Claims Team Manager

MOTOR INSURERS BUREAU – Deputy Claims Team Manager (UK)
01.2002 - 01.2003
  • Dealing with all aspects of Motor Domestic and Commercial Claims from inception to settlement
  • Assisted the Claims Team Manager with allocating and reviewing work load’s and staff performance
  • Assisted in supervising and coaching 13 staff
  • Responsible for setting the team’s daily targets
  • Planned and organised work effectively and guided other members of the team
  • Managed own portfolio of 400 files consisting of technical claims up to 50,000.00 GBP
  • Built relationships with both staff and customers in a productive manner

Case Manager

NORWICH UNION – Case Manager (UK)
01.2002 - 01.2002
  • Responsible for managing projects relating to Fraud, Credit Hire, Complaints and Outsourced Recoveries as well as high value and complex claims
  • Managed and implemented procedures to increase fraud savings for the branch which contributed to a 50% increase on savings for 2001
  • Applied technical knowledge along with good judgement to resolve disputes and settle complex claims
  • Designed and instigated new procedures for monitoring outstanding salvage returns
  • Responsible for training and monitoring 21 staff on salvage procedures, fraud and complaint handling
  • Support 3 Team Manages with daily running of the department

Senior Claims Handler

NORWICH UNION – Senior Claims Handler (UK)
01.2000 - 01.2002
  • Dealing with all aspects of Motor and Domestic and Commercial claims from inception to settlement
  • Supervised and coached 7 staff
  • Responsible for setting the team’s daily targets
  • Planned and organised work effectively and guided other members of the team
  • Built relationships with both staff and customers in a productive manner

Specialist Commercial Claims

NZI INSURANCE – Specialist Commercial Claims
01.1999 - 01.2000
  • Dealing with all aspects of Commercial Insurance claims including Business Interruption, Public Liability, Employers Liability, Personal Accident, Livestock and Property Damage
  • Delivered a high level of Customer Service at all times
  • Successfully managed an increased personal case load during a National disaster including 40+ Commercial Property claims to the value of approximately $18,000,000.00
  • Accompanied Loss Adjusters and Clients to claim sites to evaluate damages

Senior Claims Handler

NZI INSURANCE – Senior Claims Handler
01.1998 - 01.1999
  • Dealing with Motor, Domestic, Commercial Property and Marine Cargo claims from inception to settlement
  • Supervised a team of 6 in Team Leaders absence
  • Managed specialised case load of International Marine Cargo claims

Claims Handler

AA-GIO INSURANCE – Claims Handler
01.1996 - 01.1998
  • Handling Motor and Domestic claims from inception to settlement
  • Attendance to Liability Disputes Tribunals
  • Assisted in the set up of the Southern Claims Centre including all administration details
  • Organised and managed a case load of 400 claims
  • Flexible and motivated team member with the ability to adapt to change positively

Skills

  • Empathetic leader who builds trust and collaborates across all stakeholder groups
  • Strategic mindset
  • Operational focused
  • Strong commitment to people development

Timeline

Property & Specialty Risks Claims Manager

Property & Specialty Risks Claims Manager, Pacific
11.2024 - Current

Property & Specialty Complex Claims Team Leader

Property & Specialty Complex Claims Team Leader, Australasia
09.2021 - 11.2024

Property Special Risks Claims Team Leader

Property Special Risks Claims Team Leader
01.2018 - 09.2021

Complex Property & Energy Claims Examiner

AIG New Zealand – Complex Property & Energy Claims Examiner - Australasia
01.2014 - 01.2018

Complex Accident & Health Team Leader

AIG New Zealand – Complex Accident & Health Team Leader
01.2013 - 01.2014

SME & Complex A&H Team Leader

Chartis New Zealand/AIG New Zealand – SME & Complex A&H Team Leader
01.2011 - 01.2013

Complex Examiner

CHARTIS NEW ZEALAND – Complex Examiner, A & H and SME Property and Casualty
01.2010 - 01.2011

New Zealand Claim Manager

INTERGLOBAL LTD – New Zealand Claim Manager
01.2008 - 01.2009

Claim Supervisor

INTERGLOBAL LTD – Claim Supervisor
01.2005 - 01.2008

Claims Team Manager

MOTOR INSURERS BUREAU – Claims Team Manager (UK)
01.2003 - 01.2005

Deputy Claims Team Manager

MOTOR INSURERS BUREAU – Deputy Claims Team Manager (UK)
01.2002 - 01.2003

Case Manager

NORWICH UNION – Case Manager (UK)
01.2002 - 01.2002

Senior Claims Handler

NORWICH UNION – Senior Claims Handler (UK)
01.2000 - 01.2002

Specialist Commercial Claims

NZI INSURANCE – Specialist Commercial Claims
01.1999 - 01.2000

Senior Claims Handler

NZI INSURANCE – Senior Claims Handler
01.1998 - 01.1999

Claims Handler

AA-GIO INSURANCE – Claims Handler
01.1996 - 01.1998
Lindsey Chadwick