Nazia Khair
CBD,AUK
Summary
Results-driven banking professional with 17 years of extensive experience in corporate banking, specializing in lending, credit risk, and relationship management. Proven track record of driving portfolio growth and delivering tailored financial solutions that prioritize customer needs. Eager to leverage expertise in commercial banking to make a meaningful impact within New Zealand's dynamic financial sector. Committed to fostering strong client relationships and enhancing operational efficiencies to support organizational goals.
Overview
21
21
years of professional experience
Work History
Executive Vice President and Unit Head
Bank Asia PLC
03.2025 - 09.2025
- Managed Corporate portfolio of aprx USD 250 M, ensuring high retention and satisfaction.
- Increased corporate lending portfolio by 5% in 6 months’ time frame.
- Decreased Nonperforming loan position from 27% to 2% in 6 months’ time via structuring loans and exiting sick accounts.
- Booked highest ticket Import LCs worth USD 98 m for import of fertilizers.
Senior Vice President, Head of Structured Finance & Relationship Unit
Meghna Bank PLC
04.2022 - 03.2025
- Led execution of investments in projects under large corporate
- Managed Corporate portfolio of USD 152 M (funded) comprising various sectors
- Took over responsibility of Structured Finance Unit in 2024 and on boarded 2 deals over BDT 1000 M in large corporate in a span of 8 months.
- Led the highest asset portfolio growing unit in Corporate Banking Division for 4 consecutive years - In 2024, contributed to 48% of Corporate Banking asset growth.
- Led the highest income generating unit in Corporate Banking Division for 4 consecutive years (2021-24).
- In 2024 contributed to 36% of Corporate Banking overall revenue.
Vice President and Head of Relationship Unit
Meghna Bank PLC
06.2019 - 03.2022
- Led the highest growth unit in Corporate Banking over a period of 3 years
- Bank’s - corporate business by 83% in 3 years.
- Involved in planning, developing and managing bank’s business growth plan in the context of risk appetite of the bank to ensure expected profitability.
- Booked 18 new Corporate Accounts under the team.
- Responsible for managing the deals through the deal life cycle including origination, development, notice to proceed, construction, operation and exit
SAVP and Senior Relationship Manager
City Bank PLC
04.2016 - 03.2019
- Pioneered at The City Bank PLC in obtaining USD term loan under LTFF arrangement of Bangladesh for BDT 20 M.
- Booked 4 new Corporate Accounts for the Units as well as retained existing portfolio, maintaining a desired level of utilization.
AVP and Senior Relationship Manager
Eastern Bank PLC
03.2014 - 04.2016
- Retained existing portfolio for BDT 35 M, maintaining a desired level of utilization and performance
- Monitored accounts to ensure minimum or nil past due situations.
Senior Principal Officer and Relationship Manager
Eastern Bank PLC
01.2012 - 02.2014
- Ensure coordination of deal execution tasks including, among others, due diligence, underwriting, and internal approval processes as well as supporting in the drafting of all required documentation.
- Monitor Audited Financials & ratio movement of a business
- Raise early alert for deteriorating portfolios
Senior Principal Officer and Financial Analyst
Eastern Bank PLC
03.2011 - 01.2012
- Prepare credit proposal based on historical Financial Data, Banking Rules & Circular, Client Business, Loan repayable capacity, CIB report, and Collateral Security
- Analyze financial requirements of the client, determine client's repayment capacity, forecast impact of macroeconomic policy changes on the industry and the existing borrowers' business growth, debt servicing & initiate measures to minimize the impact on bank's assets
Principal Officer and Associate Financial Analyst
Eastern Bank PLC
08.2009 - 03.2011
- Assisted in preparation of credit proposal based on historical Financial performance, Banking Rules & Central Bank Circular, Client Business, Loan repayable capacity, CIB report, and Collateral Security, etc.
Management Trainee
Eastern Bank PLC
07.2006 - 06.2009
- On the Job rotation to all major divisions of the bank
- Perform assignments during the attachment & rotation period.
Faculty member, English Language
Mastermind (Private School)
08.2004 - 07.2006
- Teach English Language to students of Grade VI and VII under the Edexcel curriculum.
Education
Master of Applied Finance - Business
Auckland University of Technology
New Zealand10-2026
Masters in Business Administration (MBA) - Finance
North South University
Bangladesh01.2009
Bachelor of Science - undefined
University of London
01.2004
A-Levels - Science
Edexcel
London01.2001
GCSEs - Science
Edexcel
London01.1999
Skills
- Corporate Banking
- Credit Risk Assessment
- Financial Analysis
- Customer Relationship Management
- Loan Structuring & Negotiation
- Leadership experience
- Organizational growth
Accomplishments
- Improved Portfolio Health by bringing down Non Performing Loans from 37% to 2% in 6 month time at the end of August 2025.
- Highest Revenue generating Unit in 2024.
- Highest Asset Growth Unit in 2024.
LANGUAGES
English
Bangla
HOBBIES AND INTERESTS
Travel, Reading, Movies, Self-Improvement
PERSONAL INFORMATION
- Present Status: Studying Master of Applied Finance at AUT, New Zealand
- Date of birth: April 09, 1983
Timeline
Executive Vice President and Unit Head
Bank Asia PLC
03.2025 - 09.2025
Senior Vice President, Head of Structured Finance & Relationship Unit
Meghna Bank PLC
04.2022 - 03.2025
Vice President and Head of Relationship Unit
Meghna Bank PLC
06.2019 - 03.2022
SAVP and Senior Relationship Manager
City Bank PLC
04.2016 - 03.2019
AVP and Senior Relationship Manager
Eastern Bank PLC
03.2014 - 04.2016
Senior Principal Officer and Relationship Manager
Eastern Bank PLC
01.2012 - 02.2014
Senior Principal Officer and Financial Analyst
Eastern Bank PLC
03.2011 - 01.2012
Principal Officer and Associate Financial Analyst
Eastern Bank PLC
08.2009 - 03.2011
Management Trainee
Eastern Bank PLC
07.2006 - 06.2009
Faculty member, English Language
Mastermind (Private School)
08.2004 - 07.2006
Masters in Business Administration (MBA) - Finance
North South University
Bachelor of Science - undefined
University of London
A-Levels - Science
Edexcel
GCSEs - Science
Edexcel
Master of Applied Finance - Business
Auckland University of Technology