I am a diligent and accountable individual with a proactive mindset. Holding a Post Graduate Diploma in Business Administration, Level 8, from Auckland Institute of Studies (AIS), and a Graduate Diploma in Accounting, Level 7, from Manukau Institute of Technology (MIT), I am always keen to learn new systems and processes. My academic background and professional experiences have equipped me with a robust skill set and a mature approach to every task and scenario. I excel in collaborative environments as well as when working autonomously, demonstrating strong communication skills across diverse teams. Experienced Credit Manager knowledgeable about creditworthiness and document review. Highly effective at optimizing credit policies to balance profit and loss.