Sindhu Vijaykumar
14b Hunua Road Papakura ,AUK
Summary
Dedicated, versatile, experienced Risk, BS11 outsourcing and Not Outsourcing, Anti-Money Laundering (AML) and Counter Terrorism Financing (CTF) Regulatory Compliance Professional with comprehensive experience working for both private and public sector organizations. Expertise in Anti- Money Laundering/USA Patriot Act Rules and Regulations, Compliance Program, and business as usual operations. Proven abilities in risk assessment, Compliance Process policies, procedures, development, and Implementation.
Overview
10
10
years of professional experience
1
1
Certification
Work History
FCI Analyst (Sanctions Remediation Analyst)
ASB
03.2024 - Current
- Performed thorough research on clients, related parties, and potential risks to effectively analyze AML/CTF and sanction / PEP alerts.
- Successfully managed manual world check screening for bank suppliers and conducted sanction screening and review for backlogs of bank customers. Ensured timely resolution of all alerted transactions.
- Maintained adherence to AML transaction monitoring policies and procedures, ensuring compliance with applicable regulations for category escalations.
- Evaluated the bank's range of customer products such as personal checking, savings and business accounts, in addition to monitoring international wire transactions for alerted clients.
- Proficiently executed screening and reviews using workplace tools such as world-check, SQl, and Onyx in compliance with bank's policy and procedure.
- Maintained positive working relationship with fellow staff and management.
Supplier Risk Analyst
ASB Bank
08.2021 - 03.2024
- Facilitate supplier onboarding process by performing supplier risk assessment
- Improved efficiency and accuracy in producing requested information for audit inquiries by developing and integrating the supplier Due Diligence tool (Buyright), serving as a central database for Supplier due diligence reports
- Work with Line 1 risk to engage with suppliers and carryout Business continuity plan along with BS11 requirements
- Act as Subject Matter Expert (SME) for Line 1, Business and other COE programme owners on supplier Lifecycle management policy procedures and processes to be able to provide clarification and guidance
- Manage onboarding and off boarding process including approval, due diligence, setup, and connection of suppliers in ASB’s P2P (Procure 2 Pay), ERP (enterprise resource planning) and supplier risk system
- Working on cleanup projects by running various reporting weekly, fortnightly, and monthly
- Create new Standard Operating Procedures (SOP) as needed, to document Supplier Management processes and procedures, and maintain a record of existing SOPs up to date.
Client On-boarding Analyst (Financial Crime Compliance)
Bank of New Zealand (Beyond Recruitment)
11.2020 - 07.2021
- Complete new On-boarding requests submitted for new to bank customers / ongoing review of existing customers including ensure that customers meet all compliance requirements
- Use the BNZ Know Your Customer programme and where necessary conduct outreach to stakeholders/customers to ensure the On-boarding is complete and compliant
- Review of customer files requiring action to ensure that customers conducting transactions through their BNZ accounts are compliant with the legislation and that BNZ is meeting it's legal obligations
- Respond directly to internal stakeholders/external customer enquiries, including the Bank's Compliance Officer and Embedded Risk Managers, while demonstrating open and transparent customer and internal staff communications
- Action or refer requests to/from the bank's frontline/relationship management channels in relation to management of customer cases, both in terms of new business or Annual Due Diligence reporting requirements.
Process Supervisor
Deutsche Bank Group
12.2017 - 04.2019
- Understand the risk of the clients using the industry risk pillars as standards and ensure that appropriate due diligence is performed
- Filing STR (Suspicious Transaction Reports) against suspicious account and putting them into bank’s negative customers list
- Verify all aspects of client identification program (CIP) and necessary account opening documents provided in accordance with KYC/AML/BSA and USA Patriot Act
- Conduct screening against OFAC sanctions list, PEP list, including suspected cases of activity related to money laundering, terrorist financing as required by USA Patriot ACT and OFAC
- Performed Quality control review on case narratives based on Audit findings, communicated findings and recommendations from management that present potential risk for accounts.
AML/KYC Analyst
Standard Chartered Bank (Tata Consultancy Services)
04.2016 - 12.2017
- Conduct Initial review of KYC Files for new and existing clients (Hong Kong, South Africa, Tanzania, and Kenya) and ensure it adheres with bank’s customer identification program
- Ensure core AML documentation provided by clients meets banks policy and procedures
- Conduct Customer and enhanced due diligence review of clients with Correspondent banking relationship, PEPs, Sanctions, adverse media, and complex structure
- Review and analyses negative media and AML risk to bank and escalate to financial compliance crime team for further investigation
- Responsible for administrating all aspects of the bank secrecy act, USA Patriot Act, Anti-Money laundering, OFAC, Customer Due Diligence (CDD) and Customer identification Programs.
KYC Analyst (Quality Control) - KYC On-boarding, Remediation/CIB-Operations
JP Morgan and Chase bank (Wipro limited)
08.2014 - 04.2016
- Performed KYC (Know your customer) and client documentation analysis in support of the approval of new customers and remediation, renewal, or amendments to existing ones
- Reviewed KYC documentation (including entity corporate documentation, Partnerships, LLC’s., etc.), information, and due diligence research, negative news for new and existing customers
- Communicated with other bank departments and management when requesting and completing KYC information or documentation as well as appropriate W-8/9 forms
- Completed OFAC/ World check screenings and all CIP regulatory requirement to JP Morgan Clients
- Perform extensive research of companies to establish profile details using both the internet as well as paid search services.
Education
Bachelor of Commerce - Accounting And Business Management
Bangalore University (Mes Institute of Management)
India 07-2014
Skills
- Communication skills
- Interpersonal skills
- Attention to details
- Reasoning skills
- Problem solving skills
- Customer relation
- Numeracy skills
- Teamwork
- Organization and time management
- Research
- Leadership
Certification
- LinkedIn: Audit and Due Diligence Foundation
- LinkedIn: SQL Programming
- LinkedIn: https://www.linkedin.com/in/sindhu-vijaykumar-121b631aa/
Accomplishments
- Spot Award for process excellence – Deutsche Bank
- Selected to provide training for new employees
- Successfully worked on Manual Norkom Projects (Name List Screening)
- Selected to be a part of few Remediation Project like Authorized Signatory Updates and Renewal projects
Personal Qualifications
Bachelor of Commerce majoring in accounting
Languages
English
Full Professional
References
Upon Request
Timeline
FCI Analyst (Sanctions Remediation Analyst)
ASB
03.2024 - Current
Supplier Risk Analyst
ASB Bank
08.2021 - 03.2024
Client On-boarding Analyst (Financial Crime Compliance)
Bank of New Zealand (Beyond Recruitment)
11.2020 - 07.2021
Process Supervisor
Deutsche Bank Group
12.2017 - 04.2019
AML/KYC Analyst
Standard Chartered Bank (Tata Consultancy Services)
04.2016 - 12.2017
KYC Analyst (Quality Control) - KYC On-boarding, Remediation/CIB-Operations
JP Morgan and Chase bank (Wipro limited)
08.2014 - 04.2016
Bachelor of Commerce - Accounting And Business Management
Bangalore University (Mes Institute of Management)
- LinkedIn: Audit and Due Diligence Foundation
- LinkedIn: SQL Programming
- LinkedIn: https://www.linkedin.com/in/sindhu-vijaykumar-121b631aa/
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