Vajira Ramanayake

Accomplished Credit Officer at PEOPLE'S LEASING & FINANCE PLC, spearheaded innovative credit programs and drove branch network expansion, significantly contributing to the company's sustainable financial health and strategic brand placement. Analytical and results-driven credit analyst with proven experience in financial modeling, risk assessment, and portfolio management. Skilled in interpreting complex financial data to advise on creditworthiness. Demonstrated ability to improve loan application processes and underwriting standards, leading to more efficient decision-making and reduced default rates. Adapt at working within regulatory frameworks to ensure compliance while optimizing financial performance.

• Sri Lanka Institute of Credit Management – FICM
• Institute of Certified Management Accountants (Australia)
• Chartered Institute of Marketing U.K – MCIM
• British Sub Aqua Club
• Professional Association of Diving Instructors

• Empowering the rural youth by supporting the school education system.
• Active member of the Wildlife & Nature Protection Society.
• Vice President – Masters Basketball Sri Lanka – 2019-2022.
• President of the S. Thomas’ College Class of ‘93 OBA.

• Date of Birth: 09/09/74
• Gender: Male
• Nationality: Sri Lankan
• Marital Status: Married

• PEOPLES LEASING & FINANCE PLC, http://www.plc.lk
• PEOPLES MICRO-COMMERCE LTD, http://www.pml.lk
• LANKA ORIX LEASING COMPANY, http://www.lankaorix.com
• MERCANTILE LEASING LIMITED, http://www.nationstrust.com
• SEYLAN BANK PLC, http://www.ceylincoconsolidated.com/seylan_bank.html

• First Responder - Level 1

• Represented the country at National level in Basketball.
• Was a member of the National Athletics squad.
• Established a new National record in the 800m.
• Represented the country at the World Scout Jamboree.
• Highest award in Scouting - President's Award.

• I have a full (40 hours a week) work visa for 18 months with an extension for 36 months.