Summary
Overview
Work History
Education
Skills
Timeline
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Vishruta Cotha

Auckland,AUK

Summary

Analytical finance professional with academic grounding in Applied Finance, Management, and Economics, combined with experience in credit risk and collections analytics within fintech. Skilled in data analysis using PowerBI, Tableau, SQL, and Python, with demonstrated ability to optimize financial processes and support business insights.

Overview

1
1
year of professional experience

Work History

Credit Collections Analyst

Zippay
Bangalore, india
08.2021 - 10.2022
  • Oversaw PowerBI dashboards to analyze trends in returns and updated them per new operations.
  • Collaborated with third-party agencies to recover 98-day overdue accounts, achieving a 42% increase in repayments.
  • Executed experiments targeting customer accounts on paydays, achieving 18% weekly increase

Education

Master of Science - Applied Finance

Auckland University of Technology
Auckland, NZ
08-2025

Master of Science - Managment With Finance

University College London
London
09-2024

Bachelor of Arts - Economics And Management

University of Kent
United Kingdom
05-2021

Skills

  • Financial analysis
  • Data visualization
  • Data entry efficiency
  • Financial management
  • Decision-making
  • Statistical modeling
  • Excel proficiency
  • Valuation techniques

Timeline

Credit Collections Analyst

Zippay
08.2021 - 10.2022

Master of Science - Applied Finance

Auckland University of Technology

Master of Science - Managment With Finance

University College London

Bachelor of Arts - Economics And Management

University of Kent
Vishruta Cotha