Vyshnavi Garrepally
Summary
Banking Operations Specialist with over 3 years of experience in payment investigations, wire transfers, and financial messaging systems. Strong knowledge of AML/KYC processes, invoice processing, and accounts payable. Recognized for accuracy, compliance, and efficiency in fast-paced, deadline-driven environments.
Overview
3
3
years of professional experience
Work History
Operations Processor
Wells Fargo India Solutions Pvt Ltd.
Hyderabad, India
11.2023 - 01.2025
- Conducted payment investigations for customers, internal, and external bank inquiries, utilizing necessary resources to resolve cases within established timeframes, ensuring thorough documentation and filing to facilitate management review and approval.
- Processed wire transfer operations, including amendments, returns, refunds, cancellations, beneficiary claims, and UTA payments, using Intellitracs.
- Knowledge of processing Fedwire, CHIPS, SWIFT, bank-to-bank, and internal transfers.
- Expertise in MT192, MT195, MT196, MT103, MT202, and MT202COV messages.
- Contributed to ISO 20022 migration, with a working knowledge of MX/MT messages, payment lifecycle, screening, clearing, and settlement.
- Familiar with ISO PACS 008, 009, 004, CAMT.054, and 057.
- Assisted new joiners with I-TRACS navigation and query types.
- Managed workload efficiently in high-volume environments while meeting deadlines.
- Monitored SLAs to ensure timely and accurate service delivery.
Enquiry Management Core
HSBC Electronic Data Processing India Pvt Ltd
Hyderabad, India
01.2023 - 11.2023
- Managed end-to-end Accounts Payable processing across multiple entities, ensuring timely and accurate invoice handling.
- Performed three-way matching of invoices, purchase orders, and goods receipts to validate accuracy and compliance.
- Handled supplier onboarding, vendor master maintenance, and resolved supplier inquiries professionally.
- Investigated and resolved invoice, PO, and pricing discrepancies by coordinating with branches and suppliers.
- Actively monitored aged payables to prevent delays.
- Reviewed GL coding for expenses to ensure compliance with internal controls and company policies.
- Provided cover for finance team members during leave periods to ensure business continuity.
- Responded to supplier and internal customer queries promptly and professionally.
- Collaborated effectively with internal teams to resolve invoice and payment-related issues.
- Demonstrated strong attention to detail, managing high-volume workloads under tight deadlines.
- Highly organized, proactive, and able to work efficiently under pressure while maintaining quality standards.
Process Executive
Cognizant Technology Solutions
Hyderabad, India
09.2021 - 12.2022
- worked in global banking operations, supporting both Payments Processing and AML/Compliance functions after being cross-trained based on business requirements.
- Initially, I supported the Payments Processing and Repair Team in investigating the root cause of failed payments that are falling into the repair queue, and corrective action is being taken within SLA timelines.
- Processed book and branch payments across Retail Banking (RB) and Global Banking (GB) offices.
- Handled high-value and priority payment types, including CHAPS, PEG, PIB, and credit card payments.
- Investigated original and archived payment instructions using GPI and Archive applications to resolve payment discrepancies.
- Used GPS applications to accurately process payments held in the repair queue, and BC applications to validate BIC, SWIFT, IBAN, and Sort Codes.
- Managed escalated and priority payment queries, responding promptly to Client Service Managers, Account Managers, and Relationship Managers.
- Developed a strong understanding of AML and CFT regulations, KYC requirements, sanctions screening, and the global regulatory framework applicable to financial institutions.
- Performed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) by collecting, reviewing, and verifying customer documentation from internal and external sources.
- Conducted end-to-end AML investigations triggered by transaction monitoring alerts, and risk.
- Assessments, and compliance detection systems.
- Identified red flags, unusual transaction patterns, and customer behavior inconsistent with the risk profile, and escalated high-risk cases in line with regulatory expectations.
- Supported sanctions screening and remediation, including PEP screening, background checks, and negative news searches with high accuracy.
- Used compliance and screening tools, such as LexisNexis, to support AML, KYC, and sanctions reviews.
- Acted as a backup lead, supporting team members, resolving queries, and handling non-production activities.
- High attention to detail and accuracy.
Education
MBA - Master of Business Administration (MBA)
Osmania University
India01-2022
Bachelor of Arts - Bachelor of Commerce
Badruka College of Commerce And Arts,
India01-2020
Skills
- Microsoft Office Suite
- Typing speed: 45 WPM with 95% accuracy
- Knowledge of Global Banking systems
Accomplishments
Awarded the Bronze Award of the Month for outstanding performance.
Timeline
Operations Processor
Wells Fargo India Solutions Pvt Ltd.
11.2023 - 01.2025
Enquiry Management Core
HSBC Electronic Data Processing India Pvt Ltd
01.2023 - 11.2023
Process Executive
Cognizant Technology Solutions
09.2021 - 12.2022
MBA - Master of Business Administration (MBA)
Osmania University
Bachelor of Arts - Bachelor of Commerce
Badruka College of Commerce And Arts,