Weixi Zheng
Consumer Finance
Tauranga,BOP
Summary
Vigilant Risk Officer independently overseeing ongoing risk analysis and mitigation. Assesses and challenges front-line risk management execution to expose and remedy shortcomings. 15+ years of experience contributing impactful refinement to corporate policy. Expert in personal loan risk control with 15+ years of experience. Spearheads strategic planning initiatives relating to development and maintenance of risk management procedures meeting corporate-defined operational requirements. Strong contributor achieving goals through strong analytical skills and structured approach to resolution. Successful at reviewing suspicious activities and uncovering fraud. Experienced in meticulously and methodically assessing merchant portfolio batches each day. Excellent reporting and documentation skills. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Motivated to learn, grow and excel in retail banking. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Dedicated retail banking professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
17
17
years of professional experience
7
7
years of post-secondary education
1
1
Certification
2
2
Languages
Work History
Risk Officer
Huachang Financial Leasing (China) Co., Ltd.
Shanghai
10.2016 - 12.2019
- Produced and analyzed scorecards and other performance management tools to identify and mitigate risk exposure and monitor progress towards stated project goals.
- Established and oversaw application of operational risk policies, technology and tools and governance processes to create lasting solutions for minimizing losses.
- Took initiative in gathering information and solving problems independently within highly structured corporate environment.
- Engaged in complex data analytics, quality assurance and database management to quantify and substantiate observations and lend credence to proposed operational enhancements.
- Influenced appropriate risk management prioritization on front lines to promote strategic objectives while meeting operational risk program expectations.
- Fostered productive business partnerships with team members and outside representatives to benefit personal understanding of risk factors and strengthen influence through positive reputation.
- Studied front line risk acceptances to identify avenues for improvement to new and existing business initiatives.
- Devised new systems and specific processes to handle ongoing monitoring needs for potential risks.
- Formulated knowledgeable forecasts for business, industry and overall economic conditions based on available financial information.
- Completed statistical reviews to uncover trends, patterns and variations.
- Reviewed risk limits across financial stripes for applicability and adequacy and gathered metrics related to risk appetite statements.
- Looked at current and new merchants and individual sales to evaluate fraud, chargeback and compliance risks.
- Implemented financial risk management policies, limits and strategies that complied with standards and strategic imperatives of organization.
- Coordinated ongoing efforts to strengthen risk culture and fine-tuned risk appetite for lending and funding activities.
- Monitored industry, technological and economic developments to stay current on potential risks.
- Produced and filed reports to inform senior management of current activities and progress with investigations.
- Performed in-depth research and investigations and recommended strategies to resolve problems and prevent further concerns.
- Informed financial decisions by analyzing financial information to forecast business, industry or economic conditions.
- Developed, deployed and enhanced procedures to reduce institution�s exposure to fraud.
General Manager of Credit Risk Department
Credit Card Center Of China Merchants Bank
Shanghai
08.2002 - 10.2016
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Participated in continuous improvement by generating suggestions, engaging in problem-solving activities to support teamwork.
- Proved successful working within tight deadlines and fast-paced atmosphere.
- Learned new skills and applied to daily tasks to improve efficiency and productivity.
- Improved operations through consistent hard work and dedication.
- Conducted research, gathered information from multiple sources and presented results.
- Identified issues, analyzed information and provided solutions to problems.
Education
MBA - Finance And Management
Shanghai Jiaotong University
Shanghai, China 05.2017 - 12.2019
Bachelor of Law - Economic Law
Tongji University
Shanghai, China 09.1997 - 07.2002
Skills
Organization and Time Management
undefinedAccomplishments
China Banking Technology Development Award
Scholarship from Tongji University and Shanghai Jiaotong University
Certification
Certified Banking Practitioner
Timeline
MBA - Finance And Management
Shanghai Jiaotong University
05.2017 - 12.2019
Risk Officer
Huachang Financial Leasing (China) Co., Ltd.
10.2016 - 12.2019
General Manager of Credit Risk Department
Credit Card Center Of China Merchants Bank
08.2002 - 10.2016
Bachelor of Law - Economic Law
Tongji University
09.1997 - 07.2002
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