Angelo Mark Keyser

• Collaborated with other departments to achieve organizational goals, fostering teamwork across various functions.
• Maintained an overall safe work environment with employee training programs and enforcement of safety procedures.
• Conducted regular reviews of operations and identified areas for improvement.

Risk Assessment:

• Evaluate risks associated with the industry, business, financial activities, and management practices.
• Provide recommendations or approvals aligned with the organization's risk appetite.

Risk Mitigation:

• Develop and implement risk mitigation plans to minimize risk-weighted assets.
• Ensure the safeguarding of the bank's interests at all times through effective risk management strategies.

Financial Investigation and Advisory:

• Conduct routine financial investigations to assess sales, purchases, stock maintenance, and working capital management for clients.0
• Provide expert advice on financial matters to both existing and prospective clients.

Portfolio Management:

• Manage portfolios for both existing and new clients.
• Implement strategies to optimize portfolio performance and align with client objectives.

Analysis and Recommendation:

• Conduct thorough analysis and offer recommendations, including reengineering techniques, to both existing and potential clients to enhance their operations and outcomes.
• Tax Advisory Program Formulation:
• Collaborate with outsourced tax consultants to develop comprehensive tax advisory programs tailored to client needs.

Credit Evaluation and Underwriting:

• Perform credit evaluations and underwriting processes to assess the creditworthiness of clients and make informed lending decisions.

Achievements:

• Recognition as Best Credit Analyst 2017:Received a letter of appreciation from the Deputy General Manager of SME & MM for outstanding performance in credit analysis.

Credit and Financial Underwriting:

• Conduct comprehensive credit and financial underwriting processes to assess the creditworthiness of clients and mitigate financial risks.

Personal Financial Services:

• Deliver personalized financial services to both existing and prospective clients, tailored to their individual financial needs and goals.

Financial Investigations and Advisory:

• Regularly conduct detailed financial investigations and provide expert advice on matters related to the overall business structure, ensuring sound financial management practices.
• Working Capital Financing Management:
• Formulate strategic approaches to effectively manage working capital financing for clients, optimizing their financial resources and liquidity.

Advisory Services:

• Offer professional advisory services to clients on various aspects of financial management and trade-related matters, guiding them towards informed and beneficial decisions.

Credit Operations:

• Oversee and manage credit operations to ensure efficient processing of credit applications, adherence to lending policies, and timely disbursement of funds.

Branch Operations:

• Supervise and coordinate branch operations to maintain high standards of customer service, operational efficiency, and compliance with regulatory requirements.

Regional-Level Banking:

• Manage banking operations at the regional level, including strategic planning, business development, and relationship management with key stakeholders to drive growth and achieve organizational objectives.