Nishit Shah
Auckland,AUK
Summary
Experienced Consumer Lender adept at assessing customer needs, providing suitable products and guiding customers through lending process. I have handled complex financial transactions using in-depth knowledge of products, services and lending regulations and also developed strong customer relationships by providing excellent service.
Overview
15
15
years of professional experience
Work History
Consumer Lending Consultant
ASB Bank
04.2022 - Current
- Interviewing loan applicants to provide and obtain information
- Informing clients of available loans and credit card options, as well as the terms of service
- Obtaining and reviewing financial information, including credit histories and financial statements
- Approving or rejecting loan applications, or submitting applications to credit Team for verification, when required
- Negotiating payment arrangements with personal loan clients
- Maintaining electronic records of all loan documents, agreements, and correspondence
- Keeping up to date with relevant financial regulations, such as lender requirements.
Personal Loan Consultant
Latitude Financial
03.2014 - 03.2022
- Attending Inbound calls for applicants applying for Personal loan and interviewing them to provide and obtain information
- Informing client of available personal loan options as well as the terms
- Obtaining and reviewing financial information including credit history and financial statement
- Approving or rejecting application or Referring to credit team for further assessment
- Preparing loan Documents
- Maintaining electronic records of all loan documents, agreements, and correspondence
- Keeping up to date with relevant financial regulations such as lending policies and procedures
Sales Representative
Spark NZ
07.2011 - 07.2014
- Outbound and inbound sales
- Deliver prepared sales scripts to persuade potential customers to purchase fixed line, broadband and mobile
- Establishing and maintaining high level of customer satisfaction on in all sales transactions
- Consistently meeting and exceeding weekly and monthly sales activity goals by utilizing sound telephone bases selling approaches
- Data entry and maintenance of customer/potential customer data bases
Outbound sales
Compass Communications Ltd
04.2009 - 05.2011
- Deliver prepared sales scripts to persuade potential customers to purchase fixed line, broadband and mobile
- Follow up on initial contacts
- Consistently meeting and exceeding weekly and monthly sales activity goals.
Education
MBA - Marketing And Finance
Institute of Chartered Financial Analyst India
India03.2007
Skills
- Customer Interaction
- Lending Regulations
- Excellent Time Management
- Financial Advising
- MS Office Expertise
Languages
English
Full Professional
Hindi
Native or Bilingual
Gujarati
Native or Bilingual
Timeline
Consumer Lending Consultant
ASB Bank
04.2022 - Current
Personal Loan Consultant
Latitude Financial
03.2014 - 03.2022
Sales Representative
Spark NZ
07.2011 - 07.2014
Outbound sales
Compass Communications Ltd
04.2009 - 05.2011
MBA - Marketing And Finance
Institute of Chartered Financial Analyst India
Similar Profiles
Theresa SmithTheresa Smith
Home Ownership Manager at ASB BankHome Ownership Manager at ASB Bank
Junli MaJunli Ma
Customer Specialist at ASB BankCustomer Specialist at ASB Bank
STEPHANIE EVERITTSTEPHANIE EVERITT
Marketing Capability Manager at ASB BankMarketing Capability Manager at ASB Bank
Jass BhallaJass Bhalla
Senior Customer Specialist at ASB BankSenior Customer Specialist at ASB Bank
Cecilia Talataina MuCecilia Talataina Mu
Air Vac Operational Manager at Alliance Services NZ LtdAir Vac Operational Manager at Alliance Services NZ Ltd